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		<title>How to Add To The Bottom Line Without Adding to Expenses</title>
		<link>http://kmmsam.com/how-to-add-to-the-bottom-line-without-adding-to-expenses/</link>
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		<pubDate>Tue, 22 Jan 2013 13:00:00 +0000</pubDate>
		<dc:creator>Tom Egelhoff</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[AM 1450 Exclusive]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Commentary]]></category>
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		<category><![CDATA[Small Business Help]]></category>
		<category><![CDATA[Tom's Opinion]]></category>
		<category><![CDATA[business owners]]></category>
		<category><![CDATA[costs]]></category>
		<category><![CDATA[customers]]></category>
		<category><![CDATA[expenses]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[tom egelhoff]]></category>

		<guid isPermaLink="false">http://kmmsam.com/?p=113421</guid>
		<description><![CDATA[As we sit on the brink of financial chaos customers and business owners alike are wondering which we are facing. Will this test make us stronger in the long run or will it completely change the way business is done?]]></description>
			<content:encoded><![CDATA[<p>As we sit on the brink of financial chaos customers and business owners alike are wondering which we are facing. Will this test make us stronger in the long run or will it completely change the way business is done?
<p class="more_act text"><a href="http://kmmsam.com/how-to-add-to-the-bottom-line-without-adding-to-expenses/" title="How to Add To The Bottom Line Without Adding to Expenses">Read More</a><em>|</em><a href="http://kmmsam.com/how-to-add-to-the-bottom-line-without-adding-to-expenses/#comments_wrap" title="How to Add To The Bottom Line Without Adding to Expenses">Comment</a></p>
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	<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://wac.450F.edgecastcdn.net/80450F/kmmsam.com/files/2013/01/352503520_1775daeaa5.jpg" height="466" width="500" /><media:description xmlns:media="http://search.yahoo.com/mrss/">Increase the bottom line with expense control. (Flickr photo by Casey Serin)</media:description>	</item>
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		<title>Disability Costs Could Reach to 77.2 percent of Household Income</title>
		<link>http://kmmsam.com/disability-costs-much-of-household-income/</link>
		<comments>http://kmmsam.com/disability-costs-much-of-household-income/#comments</comments>
		<pubDate>Fri, 06 Jan 2012 19:30:51 +0000</pubDate>
		<dc:creator>Daryl Nelson</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[diability]]></category>
		<category><![CDATA[income]]></category>

		<guid isPermaLink="false">http://thecheckup.com/?p=9510</guid>
		<description><![CDATA[If you are living with a severe disability, it could be taking up the majority of your household income. A study from the University of Salamanca in Spain found 90 percent of the population who live with a serious disability in the country of Spain is suffering from moderate poverty, and 56 percent live in [...]]]></description>
			<content:encoded><![CDATA[<p>If you are living with a severe disability, it could be taking up the majority of your household income.</p>
<p>A study from the University of Salamanca in Spain found 90 percent of the population who live with a serious disability in the country of Spain is suffering from moderate poverty, and 56 percent live in extreme poverty.
<p class="more_act text"><a href="http://kmmsam.com/disability-costs-much-of-household-income/" title="Disability Costs Could Reach to 77.2 percent of Household Income">Read More</a><em>|</em><a href="http://kmmsam.com/disability-costs-much-of-household-income/#comments_wrap" title="Disability Costs Could Reach to 77.2 percent of Household Income">Comment</a></p>
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