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WASHINGTON - JULY 29: (AFP OUT) U.S. President Barack Obama makes a statement in the Diplomatic Reception Room of the White House July 29, 2011 in Washington, DC. Obama spoke about progress with congressional leadership regarding the ongoing debt ceiling talks. (Photo by Martin H. Simon-Pool/Getty Images)
WASHINGTON - JULY 29: (AFP OUT) U.S. President Barack Obama makes a statement in the Diplomatic Reception Room of the White House July 29, 2011 in Washington, DC. Obama spoke about progress with congressional leadership regarding the ongoing debt ceiling talks. (Photo by Martin H. Simon-Pool/Getty Images)
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How To Create A Recession Proof Business

“Am I going to wait for a federal bailout; or will I bail myself out?”

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Credit Card Scrabble
Photo by Flickr user 401K
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So A Guy Walks Into A Bank And Gets An Instant Prescreen Offer

So A Guy Walks Into A Bank - and hears “Well hello and welcome to the bank! Would you like to open a credit card with us today?” The customer says yes, submits an application, and is rejected. That’s not a very good joke or customer experience.

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5 Tips for Building and Improving Credit

Often as consumers, we refer to improving our credit scores or our credit scores dropping, but do we really know what goes into building a good credit score? The basic components of a score can be classified into five categories: payment history, debt ratio, length of credit history, types of credit, and inquiries

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