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Kelty Wallace

Official Figures Indicate Britain Is Heading Into Recession
Christopher Furlong/Getty Images

Credit Scores vs. Credit Reports

Oftentimes, we as consumers refer to our ‘credit’ when talking about our personal finances. In order to be approved for a loan we need “good credit”, but what does that mean? Credit information comes in two forms: reports and scores; both will tell us our financial standing, but each contains unique information and serves a specific purpose.

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Credit Card Scrabble
Photo by Flickr user 401K

So A Guy Walks Into A Bank And Gets An Instant Prescreen Offer

So A Guy Walks Into A Bank - and hears “Well hello and welcome to the bank! Would you like to open a credit card with us today?” The customer says yes, submits an application, and is rejected. That’s not a very good joke or customer experience.

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Loose Change
Photo by flickr user jswieringa

5 Ways to Save Money in One Minute or Less

This is not a list that requires you to be overly proactive. I, myself, have always had difficulty cutting coupons, eating at home, budgeting, and doing many other activities that often appear on lists of this kind. Here are five ways I have found that will help you save money with little to no effort.

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Category: Advice, AM 1450 Exclusive, Money Tags:
credit pie graph

5 Tips for Building and Improving Credit

Often as consumers, we refer to improving our credit scores or our credit scores dropping, but do we really know what goes into building a good credit score? The basic components of a score can be classified into five categories: payment history, debt ratio, length of credit history, types of credit, and inquiries

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