Contact Us

First Step in Wildfire Protection – Home Insurance [AUDIO]

Lolo Creek Home Burned
photo courtesy of MCSO

Montana Insurance Commissioner Monica Lindeen is urging Montanans who live in areas at risk of wildfire to keep an inventory of their belongings – and be able to retrieve it even if their home is damaged.

Spokeswoman Jennifer McKee said on Thursday that oftentimes wildfire preparation neglects the most important item of all, effective home insurance.

“Mostly people talk about defensible space when it comes to protecting their homes from wildfire, but for people who have really been through a fire, what quickly becomes a centerpiece of their lives is their insurance,” McKee said. “We wanted to get some information out a little ahead of fire season so that you could prove to your insurance company what you lost, in the unfortunate event that you may lose everything.”

McKee said the easiest way to prepare is to assemble an inventory of possessions inside the home.

“There’s a free checklist on our website, or you can download an app from the National Association of Insurance Commissioners,” McKee said. “This allows you to take pictures of your possessions, which are then stored up in the computer cloud. That way, if you were evacuated and couldn’t get back to your home, you would still have all of that information in a place where they couldn’t be destroyed.”

Anyone who has gone through the experience of losing their home in a wildfire and has had trouble dealing with their insurance company is encouraged to call Commissioner Lindeen’s office at 1-800-332-6148.

Insurance Commissioner Spokesperson Jennifer McKee

Audio clip: Adobe Flash Player (version 9 or above) is required to play this audio clip. Download the latest version here. You also need to have JavaScript enabled in your browser.

Best of KMMS AM

Recommended For You

Best of the Web

Leave a Comment

It appears that you already have an account created within our VIP network of sites on . To keep your personal information safe, we need to verify that it's really you. To activate your account, please confirm your password. When you have confirmed your password, you will be able to log in through Facebook on both sites.

Forgot your password?

*Please note that your prizes and activities will not be shared between programs within our VIP network.

It appears that you already have an account on this site associated with . To connect your existing account just click on the account activation button below. You will maintain your existing VIP profile. After you do this, you will be able to always log in to using your original account information.

*Please note that your prizes and activities will not be shared between programs within our VIP network.

Please fill out the information below to help us provide you a better experience.

(Forgot your password?)

Not a member? Sign up here

Sign up for The 1450 Delegation quickly by connecting your Facebook account. It's just as secure and no password to remember!

Sign up to have exclusive The 1450 Delegation contests, events, coupons, presales, and much more delivered to you for FREE.