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ALBANY, CA - MAY 15: Customers shop at a Target store May 15, 2006 in Albany, California. Target announced a 12 percent rise in profit in its quarterly earnings report, falling short of market expectations. Target stock closed at $50.02, down $2.19. (Photo by Justin Sullivan/Getty Images)
ALBANY, CA - MAY 15: Customers shop at a Target store May 15, 2006 in Albany, California. Target announced a 12 percent rise in profit in its quarterly earnings report, falling short of market expectations. Target stock closed at $50.02, down $2.19. (Photo by Justin Sullivan/Getty Images)
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Stop Living Paycheck to Paycheck

Money is nothing more than a tool. It can be used against you, or it can be used to better your life.

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Flickr Photostream by La Melodie
Flickr Photostream by La Melodie
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What’s The Best Investment? — YOU!

Most people don’t usually think of themselves as an investment. Don’t you have a vested interest in where your life is headed?

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This photograph taken January 22, 2001 in Austin, TX shows Procter and Gamble and Coca Cola products. Procter and Gamble is joining forces with The Coca-Cola Co. to form a new, as yet unnamed company which will develop and market new snacks and juice beverages worldwide. Existing P&G and Coke products - including P&G's Pringles and Sunny Delight brands and Coke's Minute Maid, Hi C and Fruitopia brands - will be marketed through the new venture. Coke and P&G will each own 50 percent of the new company. Veteran Coke executive Don Short has been named CEO of the new company, and a management team will be named soon. (Photo by Joe Raedle/Newsmakers)
This photograph taken January 22, 2001 in Austin, TX shows Procter and Gamble and Coca Cola products. Procter and Gamble is joining forces with The Coca-Cola Co. to form a new, as yet unnamed company which will develop and market new snacks and juice beverages worldwide. Existing P&G and Coke products - including P&G's Pringles and Sunny Delight brands and Coke's Minute Maid, Hi C and Fruitopia brands - will be marketed through the new venture. Coke and P&G will each own 50 percent of the new company. Veteran Coke executive Don Short has been named CEO of the new company, and a management team will be named soon. (Photo by Joe Raedle/Newsmakers)
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Why The Stock Market Is Important To You

Try to project how much money you will need to retire at a specific age and create a plan to make that happen. Living well in the present isn’t worth living poorly in the future.

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Flickr Photo from Next Radio
Flickr Photo from Next Radio
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My Favorite Low-Cost Advertising Tips

Stop thinking in terms of cost and start thinking in terms of value. Your competition is trying every way they can think of to reach your customers.

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(Flickr Photo by ColaBoraBora)
(Flickr Photo by ColaBoraBora)
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Is “Crowdfunding” For You?

One of the biggest challenges any small business faces is finding the financing to get the business off the ground.

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(Photo by Chung Sung-Jun/Getty Images)
(Photo by Chung Sung-Jun/Getty Images)
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Reducing Debt Is Like Getting a Raise

Are you underwater? Spending more than you make? Then every dollar of debt you can retire is the same as getting a raise.

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(L-R) Warren Buffett, Jamie Dimon and Cathy Baron-Tamraz (Photo by Donald Bowers/Getty Images for FORTUNE)
(L-R) Warren Buffett, Jamie Dimon and Cathy Baron-Tamraz (Photo by Donald Bowers/Getty Images for FORTUNE)
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What The Rich Know That You Don’t

Is the gap between the rich and poor getting wider? Or, are more people getting smarter and moving out of the lower and middle classes?

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Photo by Tom Pennington/Getty Images
Photo by Tom Pennington/Getty Images
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Advertising Isn’t An Expense; It’s An Investment!

The most important rules to remember — customers buy benefits. Your advertising must solve their problem or benefit them in some way.

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Spencer Platt/Getty Images
Spencer Platt/Getty Images
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Is “Bitcoin” The New Digital Gold?

The conspiracy folk’s dreams may have been answered with bitcoin. It has a lot of positives they will surely like.

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Photo by Flikr InSapphoWeTrust's photostream
Photo by Flikr InSapphoWeTrust's photostream
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Build a Stronger Business With The “Cheers” Theme Song

Listening to the Cheers theme again, I wondered if Portnoy and Angelo realized they were also writing some pretty insightful business pointers. Follow their lyrics below and see if you agree with me.

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