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Economy

DETROIT, MI - OCTOBER 23: People, mostly union and retired city workers, protest in front of the U.S. Courthouse where Detroit's bankruptcy eligibility trial began this morning October 23, 2013 in Detroit, Michigan. A federal judge will decide if the City of Detroit is even eligible to be in bankruptcy court. (Photo by Bill Pugliano/Getty Images)
DETROIT, MI - OCTOBER 23: People, mostly union and retired city workers, protest in front of the U.S. Courthouse where Detroit's bankruptcy eligibility trial began this morning October 23, 2013 in Detroit, Michigan. A federal judge will decide if the City of Detroit is even eligible to be in bankruptcy court. (Photo by Bill Pugliano/Getty Images)
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How Much Money Will You Need To Retire?

How much money will you need to have in some form of retirement account to maintain or increase your current standard of living?

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PHILADELPHIA - FEBRUARY 11: Blank Social Security checks are run through a printer at the U.S. Treasury printing facility February 11, 2005 in Philadelphia, Pennsylvania. As U.S. President George W. Bush travels the country to stump for his plan to change the Social Security system, opposition continues from some members of Congress and senior citizen groups concerned that the proposal would erode guarantees to the federal retirement program. (Photo by William Thomas Cain/Getty Images)
PHILADELPHIA - FEBRUARY 11: Blank Social Security checks are run through a printer at the U.S. Treasury printing facility February 11, 2005 in Philadelphia, Pennsylvania. As U.S. President George W. Bush travels the country to stump for his plan to change the Social Security system, opposition continues from some members of Congress and senior citizen groups concerned that the proposal would erode guarantees to the federal retirement program. (Photo by William Thomas Cain/Getty Images)
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Can Social Security Be Saved?

Fill in the blank. “Social Security will run out of money in the year _______?” This question has no easy answer due to our economy.

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WESTPORT, CT - SEPTEMBER 18: A man drives his antique car during an auto show of rare and luxury vehicles on September 18, 2011 in Westport, Connecticut. Despite some of the poorest cities in the country, Connecticut has the third highest average median income at $64,644 in America. Nationally the Census data shows that the numbers of the poor have risen to a record 46.2 million -- amounting to nearly 1 in 6 Americans. (Photo by Spencer Platt/Getty Images).
WESTPORT, CT - SEPTEMBER 18: A man drives his antique car during an auto show of rare and luxury vehicles on September 18, 2011 in Westport, Connecticut. Despite some of the poorest cities in the country, Connecticut has the third highest average median income at $64,644 in America. Nationally the Census data shows that the numbers of the poor have risen to a record 46.2 million -- amounting to nearly 1 in 6 Americans. (Photo by Spencer Platt/Getty Images).
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Job Creation: Thank The Rich

With unemployment numbers going down each month there is still a valid concern among American workers about where the jobs are and who actually creates them.

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TAMPA, FL - AUGUST 26: An ice sculpture reading Middle Class is displayed as people gather to protest before the beginning of the Republican National Convention on August 26, 2012 in Tampa, Florida. The convention starts the week of August 27th. (Photo by Joe Raedle/Getty Images)
TAMPA, FL - AUGUST 26: An ice sculpture reading Middle Class is displayed as people gather to protest before the beginning of the Republican National Convention on August 26, 2012 in Tampa, Florida. The convention starts the week of August 27th. (Photo by Joe Raedle/Getty Images)
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Has Anyone Seen The Middle Class? They Seem To Be Missing

The census defines the median household income at $51,017 or a little over $24.00/hr. Individual median income in 2014 is $28,595 or about $27.00/hr.

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A selection of credit and bank cards, along with a green British Telecom phone card, 1986. (Photo by Fox Photos/Hulton Archive/Getty Images)
A selection of credit and bank cards, along with a green British Telecom phone card, 1986. (Photo by Fox Photos/Hulton Archive/Getty Images)
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Friday Fun Facts About Credit Cards

Always pay more than the minimum when paying your credit card bill and pay them off in full each month if you can.

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OAK BROOK, IL - MAY 21: Fast food workers and activists demonstrate outside the McDonald's corporate campus on May 21, 2014 in Oak Brook, Illinois. The demonstrators were calling on McDonalds to pay a minimum wage of $15-per-hour and offer better working conditions for their employees. McDonald's is scheduled to hold its annual shareholders meeting tomorrow at the campus. (Photo by Scott Olson/Getty Images)
OAK BROOK, IL - MAY 21: Fast food workers and activists demonstrate outside the McDonald's corporate campus on May 21, 2014 in Oak Brook, Illinois. The demonstrators were calling on McDonalds to pay a minimum wage of $15-per-hour and offer better working conditions for their employees. McDonald's is scheduled to hold its annual shareholders meeting tomorrow at the campus. (Photo by Scott Olson/Getty Images)
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OK, You’re Getting $15 An Hour; What Am I Getting?

As the Christmas shopping season accelerates the demand for higher wages continues. The two principal targets are McDonald’s and Walmart.

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NEW YORK - SEPTEMBER 23: Traders work on the floor of the New York Stock Exchange during morning trading on September 23, 2011 in New York City. U.S. markets faced another volatile day amidst fears about economic growth in Europe. (Photo by Daniel Berehulak/Getty Images)
NEW YORK - SEPTEMBER 23: Traders work on the floor of the New York Stock Exchange during morning trading on September 23, 2011 in New York City. U.S. markets faced another volatile day amidst fears about economic growth in Europe. (Photo by Daniel Berehulak/Getty Images)
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Who Really Grows Economic Recovery?

Consumers spend more money buying Halloween candy ($2 billion) than was spent in the most recent election.

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POMPANO BEACH, FL - JUNE 03: Stephen Greene works a street corner hoping to land a job as a laborer or carpenter on June 3, 2011 in Pompano Beach, Florida. Employers in May added 54,000 jobs, the fewest in eight months, and the unemployment rate inched up to 9.1 percent. (Photo by Joe Raedle/Getty Images)
POMPANO BEACH, FL - JUNE 03: Stephen Greene works a street corner hoping to land a job as a laborer or carpenter on June 3, 2011 in Pompano Beach, Florida. Employers in May added 54,000 jobs, the fewest in eight months, and the unemployment rate inched up to 9.1 percent. (Photo by Joe Raedle/Getty Images)
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What Do The Unemployment Numbers Really Mean?

As of last Friday the reported unemployment rate is 5.8%. What does that really mean? Who’s counted and who’s not?

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FERGUSON, MO - AUGUST 16: People loot the Ferguson Market and Liquor store on August 16, 2014 in Ferguson, Missouri. Several businesses were looted as police held their position nearby. Violent outbreaks have taken place almost daily in Ferguson since the shooting of Michael Brown by a Ferguson police officer on August 9. (Photo by Scott Olson/Getty Images)
FERGUSON, MO - AUGUST 16: People loot the Ferguson Market and Liquor store on August 16, 2014 in Ferguson, Missouri. Several businesses were looted as police held their position nearby. Violent outbreaks have taken place almost daily in Ferguson since the shooting of Michael Brown by a Ferguson police officer on August 9. (Photo by Scott Olson/Getty Images)
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The Business of Ferguson, Missouri

The growing question is one similar to what Detroit has been facing recently. Why spend one more minute in this dying city?

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FORT WORTH, TX - NOVEMBER 27: Shoppers Jeri Hull (L) and Karen Brashear (R) wait in line while shopping at Toys'R'Us during the Black Friday sales event on November 27, 2009 in Fort Worth, Texas. Toys'R'Us stores nationwide opened at midnight Thursday, November 26, providing shoppers access to its Black Friday deals five hours earlier than ever before. According to the National Retail Federation, a trade organization, as many as 134 million people, 4.7% more than last year, will shop this Friday, Saturday or Sunday. (Photo by Tom Pennington/Getty Images)
FORT WORTH, TX - NOVEMBER 27: Shoppers Jeri Hull (L) and Karen Brashear (R) wait in line while shopping at Toys'R'Us during the Black Friday sales event on November 27, 2009 in Fort Worth, Texas. Toys'R'Us stores nationwide opened at midnight Thursday, November 26, providing shoppers access to its Black Friday deals five hours earlier than ever before. According to the National Retail Federation, a trade organization, as many as 134 million people, 4.7% more than last year, will shop this Friday, Saturday or Sunday. (Photo by Tom Pennington/Getty Images)
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Friday Fun Facts About “Black Friday”

I don’t know about you but watching two middle aged women fighting over the last sale item says Merry Christmas to me.

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