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Tom's Opinion

WASHINGTON - MARCH 24: Protestors carry signs outside the Supreme Court in favor of the current Pledge of Allegiance March 24, 2004 in Washington, DC. The Supreme Court will hear an argument by Mike Newdow, which states that the phrase 'under God' should be removed from the Pledge of Allegiance. (Photo by Mannie Garcia/Getty Images)
WASHINGTON - MARCH 24: Protestors carry signs outside the Supreme Court in favor of the current Pledge of Allegiance March 24, 2004 in Washington, DC. The Supreme Court will hear an argument by Mike Newdow, which states that the phrase 'under God' should be removed from the Pledge of Allegiance. (Photo by Mannie Garcia/Getty Images)
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Tom’s Opinion: Does God Exist?

Does God exist? For some the answer is easy for others there are various levels of suspicion, doubt, or outright denial. So who’s right?

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DETROIT, MI - OCTOBER 23: People, mostly union and retired city workers, protest in front of the U.S. Courthouse where Detroit's bankruptcy eligibility trial began this morning October 23, 2013 in Detroit, Michigan. A federal judge will decide if the City of Detroit is even eligible to be in bankruptcy court. (Photo by Bill Pugliano/Getty Images)
DETROIT, MI - OCTOBER 23: People, mostly union and retired city workers, protest in front of the U.S. Courthouse where Detroit's bankruptcy eligibility trial began this morning October 23, 2013 in Detroit, Michigan. A federal judge will decide if the City of Detroit is even eligible to be in bankruptcy court. (Photo by Bill Pugliano/Getty Images)
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How Much Money Will You Need To Retire?

How much money will you need to have in some form of retirement account to maintain or increase your current standard of living?

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PHILADELPHIA - FEBRUARY 11: Blank Social Security checks are run through a printer at the U.S. Treasury printing facility February 11, 2005 in Philadelphia, Pennsylvania. As U.S. President George W. Bush travels the country to stump for his plan to change the Social Security system, opposition continues from some members of Congress and senior citizen groups concerned that the proposal would erode guarantees to the federal retirement program. (Photo by William Thomas Cain/Getty Images)
PHILADELPHIA - FEBRUARY 11: Blank Social Security checks are run through a printer at the U.S. Treasury printing facility February 11, 2005 in Philadelphia, Pennsylvania. As U.S. President George W. Bush travels the country to stump for his plan to change the Social Security system, opposition continues from some members of Congress and senior citizen groups concerned that the proposal would erode guarantees to the federal retirement program. (Photo by William Thomas Cain/Getty Images)
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Can Social Security Be Saved?

Fill in the blank. “Social Security will run out of money in the year _______?” This question has no easy answer due to our economy.

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WHITEFISH, MT - FEBRUARY 04: A general view of atmosphere during the Black Star Beer Barter 2012 on February 4, 2012 in Whitefish, Montana. (Photo by Craig Moore/Getty Images for Black Star Beer)
WHITEFISH, MT - FEBRUARY 04: A general view of atmosphere during the Black Star Beer Barter 2012 on February 4, 2012 in Whitefish, Montana. (Photo by Craig Moore/Getty Images for Black Star Beer)
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Tom’s Opinion: The Montana Legislature Dress Code

It’s unfortunate we have to resort to unnecessary regulations for our leaders to take pride in their appearance while doing the work of the people of Montana.

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Photo by VOLODYMYR GRINKO - Source ThinkStock
Photo by VOLODYMYR GRINKO - Source ThinkStock
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Friday Fun Facts About Fun Facts

The inventor of Doritos requested that a bag be buried with him. I’m sure they will still be good if he’s ever exhumed.

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circa 1900: Theodore Roosevelt (1858 - 1919) American statesman and President, addressing a suffragette rally from the verandah of his home. (Photo by Hulton Archive/Getty Images)
circa 1900: Theodore Roosevelt (1858 - 1919) American statesman and President, addressing a suffragette rally from the verandah of his home. (Photo by Hulton Archive/Getty Images)
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Do You Really Want To Be A Hyphenated American?

I know people have been brainwashed to think politically correct but keep in mind it was originally an insult to people being referred to in hyphenated form.

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(Photo by Jeff J Mitchell/Getty Images)
(Photo by Jeff J Mitchell/Getty Images)
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How To Write And Speak Good

There are many words we use that sound alike, or are similar in spelling, that are not interchangeable. For example ...

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WESTPORT, CT - SEPTEMBER 18: A man drives his antique car during an auto show of rare and luxury vehicles on September 18, 2011 in Westport, Connecticut. Despite some of the poorest cities in the country, Connecticut has the third highest average median income at $64,644 in America. Nationally the Census data shows that the numbers of the poor have risen to a record 46.2 million -- amounting to nearly 1 in 6 Americans. (Photo by Spencer Platt/Getty Images).
WESTPORT, CT - SEPTEMBER 18: A man drives his antique car during an auto show of rare and luxury vehicles on September 18, 2011 in Westport, Connecticut. Despite some of the poorest cities in the country, Connecticut has the third highest average median income at $64,644 in America. Nationally the Census data shows that the numbers of the poor have risen to a record 46.2 million -- amounting to nearly 1 in 6 Americans. (Photo by Spencer Platt/Getty Images).
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Job Creation: Thank The Rich

With unemployment numbers going down each month there is still a valid concern among American workers about where the jobs are and who actually creates them.

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TAMPA, FL - AUGUST 26: An ice sculpture reading Middle Class is displayed as people gather to protest before the beginning of the Republican National Convention on August 26, 2012 in Tampa, Florida. The convention starts the week of August 27th. (Photo by Joe Raedle/Getty Images)
TAMPA, FL - AUGUST 26: An ice sculpture reading Middle Class is displayed as people gather to protest before the beginning of the Republican National Convention on August 26, 2012 in Tampa, Florida. The convention starts the week of August 27th. (Photo by Joe Raedle/Getty Images)
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Has Anyone Seen The Middle Class? They Seem To Be Missing

The census defines the median household income at $51,017 or a little over $24.00/hr. Individual median income in 2014 is $28,595 or about $27.00/hr.

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A selection of credit and bank cards, along with a green British Telecom phone card, 1986. (Photo by Fox Photos/Hulton Archive/Getty Images)
A selection of credit and bank cards, along with a green British Telecom phone card, 1986. (Photo by Fox Photos/Hulton Archive/Getty Images)
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Friday Fun Facts About Credit Cards

Always pay more than the minimum when paying your credit card bill and pay them off in full each month if you can.

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