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ALBANY, CA - MAY 15: Customers shop at a Target store May 15, 2006 in Albany, California. Target announced a 12 percent rise in profit in its quarterly earnings report, falling short of market expectations. Target stock closed at $50.02, down $2.19. (Photo by Justin Sullivan/Getty Images)
ALBANY, CA - MAY 15: Customers shop at a Target store May 15, 2006 in Albany, California. Target announced a 12 percent rise in profit in its quarterly earnings report, falling short of market expectations. Target stock closed at $50.02, down $2.19. (Photo by Justin Sullivan/Getty Images)
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Stop Living Paycheck to Paycheck

Money is nothing more than a tool. It can be used against you, or it can be used to better your life.

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NEW YORK, NY - MAY 07: A person shops in Whole Foods Market in the Brooklyn borough on May 7, 2014 in New York City. Whole Foods Market, an upscale grocery store that sells many organic and gourmet foods, has reported disappointing sales and profit outlooks. Shares for the company have dropped as much as 22% today, its biggest decline in years. (Photo by Spencer Platt/Getty Images)
NEW YORK, NY - MAY 07: A person shops in Whole Foods Market in the Brooklyn borough on May 7, 2014 in New York City. Whole Foods Market, an upscale grocery store that sells many organic and gourmet foods, has reported disappointing sales and profit outlooks. Shares for the company have dropped as much as 22% today, its biggest decline in years. (Photo by Spencer Platt/Getty Images)
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How Much Can You Save By Memorial Day?

How much money could I save in a single week just by changing a few things I normally do that I don’t really need to be doing?

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Tweets from Tom Egelhoff's Twitter Page. Screen capture by Tom Egelhoff.
Tweets from Tom Egelhoff's Twitter Page. Screen capture by Tom Egelhoff.
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How to Use Twitter For Fun and Profit

Twitter is very useful in people’s personal lives. Ancestry, hobbies, household tips, gardening, medical, investing information can all be found on Twitter.

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FEBRUARY 23: Jason F. Sabo and Pandora Vanderpump attend Bank of America Lifestyle Seminar Fried & True: A Fried Chicken Seminar hosted by Lee Brian Schrager, Adeena Sussman and Mark Oldman during the Food Network South Beach Wine & Food Festival at Ritz Carlton South Beach on February 23, 2014 in Miami Beach, Florida. (Photo by John Parra/Getty Images for Food Network SoBe Wine & Food Festival)
FEBRUARY 23: Jason F. Sabo and Pandora Vanderpump attend Bank of America Lifestyle Seminar Fried & True: A Fried Chicken Seminar hosted by Lee Brian Schrager, Adeena Sussman and Mark Oldman during the Food Network South Beach Wine & Food Festival at Ritz Carlton South Beach on February 23, 2014 in Miami Beach, Florida. (Photo by John Parra/Getty Images for Food Network SoBe Wine & Food Festival)
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How Much Money Is Enough Money?

Every day I read or hear a story about income inequality. I got to thinking — is money really the issue when we are talking about equality?

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MARGATE, FLORIDA - JULY 26: Anita Dante, in her late 60's, searches for a job in a local newspaper's classified section at her home July 26, 2002 in Margate, Florida. After working for most of her life, Dante had planned on retiring, but her plans have changed. A financial advisor explained that she should be more aggressive in her investments approximately 2 1/2 years ago. Dante has since lost most of her retirement nest egg and must now get a job to continue to support herself. Like Anita Dante, many people around the U.S., who are reaching retirement age, are having to rethink their strategy with investments plummeting and 401 (k) saving plans shrinking. (Photo by Joe Raedle/Getty Images)
MARGATE, FLORIDA - JULY 26: Anita Dante, in her late 60's, searches for a job in a local newspaper's classified section at her home July 26, 2002 in Margate, Florida. After working for most of her life, Dante had planned on retiring, but her plans have changed. A financial advisor explained that she should be more aggressive in her investments approximately 2 1/2 years ago. Dante has since lost most of her retirement nest egg and must now get a job to continue to support herself. Like Anita Dante, many people around the U.S., who are reaching retirement age, are having to rethink their strategy with investments plummeting and 401 (k) saving plans shrinking. (Photo by Joe Raedle/Getty Images)
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Is Your Job Costing You Your Future?

Living paycheck-to-paycheck is no fun. I know I’ve done it. The alternative I’ve laid out is much better.

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NEW YORK, NY - JUNE 22: Members of the nurses union, National Nurses United, and other workers converge on Wall Street to protest against financial intuitions and inequality on June 22, 2011 in New York City. An increasing number of American labor groups and organizations representing the interests of the poor and working class have been protesting in New York and Washington, DC to express their anger at Wall St. profits and budget cuts currently being proposed in Congress. (Photo by Spencer Platt/Getty Images)
NEW YORK, NY - JUNE 22: Members of the nurses union, National Nurses United, and other workers converge on Wall Street to protest against financial intuitions and inequality on June 22, 2011 in New York City. An increasing number of American labor groups and organizations representing the interests of the poor and working class have been protesting in New York and Washington, DC to express their anger at Wall St. profits and budget cuts currently being proposed in Congress. (Photo by Spencer Platt/Getty Images)
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What Happened To Your Wealth?

They all say that the gap between the top income earners and the bottom keeps getting wider. But is it true?

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American politicians (left to right) Senator Howard Baker of Tennesse, Senator Sam Irvin of North Carolina, Majority Council Sam Dash, Senator Herman E Talmadge of Georgia and Senator Daniel Inouye of Hawaii listening to the testimony of James McCord, one of the Watergate burglers, during the Watergate hearings.   (Photo by Gene Forte/Getty Images)
American politicians (left to right) Senator Howard Baker of Tennesse, Senator Sam Irvin of North Carolina, Majority Council Sam Dash, Senator Herman E Talmadge of Georgia and Senator Daniel Inouye of Hawaii listening to the testimony of James McCord, one of the Watergate burglers, during the Watergate hearings. (Photo by Gene Forte/Getty Images)
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Are Some People Above The Law?

The wealthy and influential have managed to skirt the law and, in the eyes of many, go unpunished. Is there truly a double standard in our justice system?

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15th November 1953: Former American President Harry S Truman (1884 - 1972) at a press conference after refusing to appear before the Un-American Activities Committee to answer questions about the promotion of Harry Dexter White who had been the subject of an FBI report claiming he was a Russian spy. (Photo by Keystone/Getty Images)
15th November 1953: Former American President Harry S Truman (1884 - 1972) at a press conference after refusing to appear before the Un-American Activities Committee to answer questions about the promotion of Harry Dexter White who had been the subject of an FBI report claiming he was a Russian spy. (Photo by Keystone/Getty Images)
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Do We Need A “Marshall Plan” for America?

If you talk to congress they consider foreign aid an investment. Taxpayers are not so sure.

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SAN FRANCISCO, CA - NOVEMBER 05:  Pedestrians walk by a CVS store on November 5, 2013 in San Francisco, California.  CVS Caremark reported a 25 percent surge in third-quarter earnings with profits of $1.25 billion, or $1.02 per share, compared to $1.01 billion, or 79 cents a share one year ago.  (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - NOVEMBER 05: Pedestrians walk by a CVS store on November 5, 2013 in San Francisco, California. CVS Caremark reported a 25 percent surge in third-quarter earnings with profits of $1.25 billion, or $1.02 per share, compared to $1.01 billion, or 79 cents a share one year ago. (Photo by Justin Sullivan/Getty Images)
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Smoking May Be Hazardous To Your Health

Is it time for major retailers to call it quits when it comes to cigarette sales? Will that create a flourishing black market? What's your opinion?

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CHICAGO, IL - DECEMBER 17: A sign advertising the $636 Million Mega Millions lottery jackpot hangs in a convenience store window on December 17, 2013 in Chicago, Illinois.The jackpot is currently the second largest in U.S. history. (Photo by Scott Olson/Getty Images)
CHICAGO, IL - DECEMBER 17: A sign advertising the $636 Million Mega Millions lottery jackpot hangs in a convenience store window on December 17, 2013 in Chicago, Illinois.The jackpot is currently the second largest in U.S. history. (Photo by Scott Olson/Getty Images)
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Risk vs. Reward: Things to Consider When Making Smart Business Decisions

All businesses are different but there is a point each of us will not go beyond to be successful.

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