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AUCKLAND, NEW ZEALAND - MAY 18: The next government budget announcement is set to effect rental properties and the housing market on May 18, 2010 in Auckland, New Zealand. Finance Minister Bill English will deliver the 2010 Budget at Parliament House on March 20. (Photo by Sandra Mu/Getty Images)
AUCKLAND, NEW ZEALAND - MAY 18: The next government budget announcement is set to effect rental properties and the housing market on May 18, 2010 in Auckland, New Zealand. Finance Minister Bill English will deliver the 2010 Budget at Parliament House on March 20. (Photo by Sandra Mu/Getty Images)
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Affordable Housing in Bozeman? Not Likely

Why am I skeptical of affordable housing in Bozeman? Mostly because, in my opinion, it can’t happen as long as it’s a political issue.

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NEW YORK, NY - DECEMBER 16: Uma Thurman attends the 11th annual Tibet House Benefit Auction to preserve Tibetan culture at Christie's Auction House on December 16, 2013 in New York City. (Photo by Brian Ach/Getty Images for Tibet House)
NEW YORK, NY - DECEMBER 16: Uma Thurman attends the 11th annual Tibet House Benefit Auction to preserve Tibetan culture at Christie's Auction House on December 16, 2013 in New York City. (Photo by Brian Ach/Getty Images for Tibet House)
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Does The Bidding System Really Work?

We’re all familiar with the bidding system. High end auction houses sell art, collectables, cars for prices higher than most of us will earn in our lifetimes.

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A shopper pays cash for sales merchandise December 26, 2000 at the Lakeline Mall in Austin, Texas. Stores were hoping that after Christmas shopping could salvage what seems to be a disappointing holiday season. (Photo by Joe Raedle/Newsmakers)
A shopper pays cash for sales merchandise December 26, 2000 at the Lakeline Mall in Austin, Texas. Stores were hoping that after Christmas shopping could salvage what seems to be a disappointing holiday season. (Photo by Joe Raedle/Newsmakers)
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What The Rich Do That You Don’t

Define “rich.” Being a millionaire or billionaire? Or is rich being able to live your life on your terms?

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NEW YORK, NY - MARCH 28: Traders work on the floor of the New York Stock Exchange on March 28, 2014 in New York City. The Dow Jones industrial avererage was up over 100 points in afternoon trading. (Photo by Spencer Platt/Getty Images)
NEW YORK, NY - MARCH 28: Traders work on the floor of the New York Stock Exchange on March 28, 2014 in New York City. The Dow Jones industrial avererage was up over 100 points in afternoon trading. (Photo by Spencer Platt/Getty Images)
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The Myth That Investing is Gambling

Make a $5,000 investment in a Roth IRA for your 19-year-old and never touched it again until age 72. How much would there be in that account?

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A shopper pays cash for sales merchandise December 26, 2000 at the Lakeline Mall in Austin, Texas. Stores were hoping that after Christmas shopping could salvage what seems to be a disappointing holiday season. (Photo by Joe Raedle/Newsmakers) (Getty Images)
A shopper pays cash for sales merchandise December 26, 2000 at the Lakeline Mall in Austin, Texas. Stores were hoping that after Christmas shopping could salvage what seems to be a disappointing holiday season. (Photo by Joe Raedle/Newsmakers) (Getty Images)
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How to Handle Money In 2015

How well did you handle your money in 2014? Were you living paycheck to paycheck? Falling behind in paying bills or paying them late?

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DETROIT, MI - OCTOBER 23: People, mostly union and retired city workers, protest in front of the U.S. Courthouse where Detroit's bankruptcy eligibility trial began this morning October 23, 2013 in Detroit, Michigan. A federal judge will decide if the City of Detroit is even eligible to be in bankruptcy court. (Photo by Bill Pugliano/Getty Images)
DETROIT, MI - OCTOBER 23: People, mostly union and retired city workers, protest in front of the U.S. Courthouse where Detroit's bankruptcy eligibility trial began this morning October 23, 2013 in Detroit, Michigan. A federal judge will decide if the City of Detroit is even eligible to be in bankruptcy court. (Photo by Bill Pugliano/Getty Images)
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How Much Money Will You Need To Retire?

How much money will you need to have in some form of retirement account to maintain or increase your current standard of living?

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WESTPORT, CT - SEPTEMBER 18: A man drives his antique car during an auto show of rare and luxury vehicles on September 18, 2011 in Westport, Connecticut. Despite some of the poorest cities in the country, Connecticut has the third highest average median income at $64,644 in America. Nationally the Census data shows that the numbers of the poor have risen to a record 46.2 million -- amounting to nearly 1 in 6 Americans. (Photo by Spencer Platt/Getty Images).
WESTPORT, CT - SEPTEMBER 18: A man drives his antique car during an auto show of rare and luxury vehicles on September 18, 2011 in Westport, Connecticut. Despite some of the poorest cities in the country, Connecticut has the third highest average median income at $64,644 in America. Nationally the Census data shows that the numbers of the poor have risen to a record 46.2 million -- amounting to nearly 1 in 6 Americans. (Photo by Spencer Platt/Getty Images).
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Job Creation: Thank The Rich

With unemployment numbers going down each month there is still a valid concern among American workers about where the jobs are and who actually creates them.

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HOUSTON - MAY 25: Former Enron CEO Jeff Skilling (L) comments outside the Bob Casey U.S. Courthouse with his attorney Daniel Petrocelli (R) after the end of his fraud and conspiracy trial May 25, 2006 in Houston. After 16 weeks of testimony and six days of deliberation, the jury found Skilling guilty on 19 of 28 counts. Lay was found guilty on all counts. (Photo by Dave Einsel/Getty Images)
HOUSTON - MAY 25: Former Enron CEO Jeff Skilling (L) comments outside the Bob Casey U.S. Courthouse with his attorney Daniel Petrocelli (R) after the end of his fraud and conspiracy trial May 25, 2006 in Houston. After 16 weeks of testimony and six days of deliberation, the jury found Skilling guilty on 19 of 28 counts. Lay was found guilty on all counts. (Photo by Dave Einsel/Getty Images)
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Are Corporations’ People? If So, Who Are They?

Two recent Supreme Court decisions have given some people the idea that corporations are people. That’s sort of half true and half false.

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HAMBURG, GERMANY - DECEMBER 09: A woman checks out the offerings of a jeweler on December 9, 2013 in Hamburg, Germany. According to a recent study people in Germany will spend over EUR 70 billion this Christmas season on gifts, food, travel and decorations, of which they will spend EUR 10 billion online. (Photo by Philipp Guelland/Getty Images)
HAMBURG, GERMANY - DECEMBER 09: A woman checks out the offerings of a jeweler on December 9, 2013 in Hamburg, Germany. According to a recent study people in Germany will spend over EUR 70 billion this Christmas season on gifts, food, travel and decorations, of which they will spend EUR 10 billion online. (Photo by Philipp Guelland/Getty Images)
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Too Much Month — Not Enough Money

Money can produce more money without you doing anything. It’s really an amazing thing.

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LONDON - AUGUST 10: Model Ayesha Makim (2nd-R), Sarah Ferguson's Niece, attends a catwalk show and cocktail party launching Australian underwear and swimwear brand 'Bonds' autumn/winter range at Sketch on August 10, 2004 in London. The event follows Pat Rafter and Ayesha Makim, the Duchess of York's niece, unveiling a live three-day window spectacle in Selfridges window. (Photo by David Westing/Getty Images)
LONDON - AUGUST 10: Model Ayesha Makim (2nd-R), Sarah Ferguson's Niece, attends a catwalk show and cocktail party launching Australian underwear and swimwear brand 'Bonds' autumn/winter range at Sketch on August 10, 2004 in London. The event follows Pat Rafter and Ayesha Makim, the Duchess of York's niece, unveiling a live three-day window spectacle in Selfridges window. (Photo by David Westing/Getty Images)
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Private Funding For Social Programs

SIB’s allow government, business, non-profits and investors to work together to solve community problems without putting taxpayer dollars at risk.

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