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MOUNT PROSPECT, IL - MAY 31: A worker pushes carts outside a Costco Wholesale store May 31, 2006 in Mount Prospect, Illinois. Third-quarter earnings reported today were up at Costco, the nation's largest warehouse club operator, although current oil prices affected margins at their associated gas stations. (Photo by Tim Boyle/Getty Images)
MOUNT PROSPECT, IL - MAY 31: A worker pushes carts outside a Costco Wholesale store May 31, 2006 in Mount Prospect, Illinois. Third-quarter earnings reported today were up at Costco, the nation's largest warehouse club operator, although current oil prices affected margins at their associated gas stations. (Photo by Tim Boyle/Getty Images)
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Is Retail In America Changing?

JC Penny is in trouble. Linens & Things is gone, Circuit City is gone, Border’s Books is gone, and Mervyn’s is gone.

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LUNEBURG, GERMANY - JULY 27: A female cashier weighs apples in a Supermarket on July 27, 2005 in Luneburg, Germany. Sparked by the election manifesto of the opposition party CDU, Germany currently debates wether raising the Mehrwertsteuer (VAT) would in fact promote economic growth or if it would have the opposite effect by hurting families and low-income households. (Photo by Andreas Rentz/Getty Images)
LUNEBURG, GERMANY - JULY 27: A female cashier weighs apples in a Supermarket on July 27, 2005 in Luneburg, Germany. Sparked by the election manifesto of the opposition party CDU, Germany currently debates wether raising the Mehrwertsteuer (VAT) would in fact promote economic growth or if it would have the opposite effect by hurting families and low-income households. (Photo by Andreas Rentz/Getty Images)
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Does Bozeman Need A Local Option Sales Tax?

The problems most of us have with taxes is that once the camel’s nose is in the tent it’s pretty hard not to let the rest in.

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Photo by Fox Photos/Getty Images
Photo by Fox Photos/Getty Images
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How Talk Radio Really Works

There is tremendous competition among talk radio stations to attract and sign exclusive rights to the top talk show hosts and they don’t work cheap.

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Photo Credit Catherine Jones • Source ThinkStock
Photo Credit Catherine Jones • Source ThinkStock
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My New Year Resolutions for Politicians

Since congress tells Americans what light bulbs to buy, or to stop using sprinkles on doughnuts I thought it would be fair to give them some direction too.

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NEW YORK, NY - DECEMBER 29: (L-R) President of Countdown Entertainment, Jeffrey Straus, TV Personality Allison Hagendorf, Spider-Man, director Marc Webb and President of the Times Square Alliance, Tim Tompkins attend the 2014 New Year's Eve Confetti Test at Hard Rock Cafe, Times Square on December 29, 2013 in New York City. (Photo by Astrid Stawiarz/Getty Images)
NEW YORK, NY - DECEMBER 29: (L-R) President of Countdown Entertainment, Jeffrey Straus, TV Personality Allison Hagendorf, Spider-Man, director Marc Webb and President of the Times Square Alliance, Tim Tompkins attend the 2014 New Year's Eve Confetti Test at Hard Rock Cafe, Times Square on December 29, 2013 in New York City. (Photo by Astrid Stawiarz/Getty Images)
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Friday Fun Facts About New Year’s Resolutions

Like many of you I look at the past year and reflect on things that I might have done differently or things in my life that I could have improved.

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WASHINGTON, DC - MARCH 28: Social Security supporters attend a rally in the Dirksen Senate Office Building on Capitol Hill March 28, 2011 in Washington, DC. Democratic senators, including Senate Majority Leader Harry Reid (D-NV), said the Republicans' entitlement reform plan will 'dismantle Social Security, delay distribution of benefits to seniors.' (Photo by Chip Somodevilla/Getty Images)
WASHINGTON, DC - MARCH 28: Social Security supporters attend a rally in the Dirksen Senate Office Building on Capitol Hill March 28, 2011 in Washington, DC. Democratic senators, including Senate Majority Leader Harry Reid (D-NV), said the Republicans' entitlement reform plan will 'dismantle Social Security, delay distribution of benefits to seniors.' (Photo by Chip Somodevilla/Getty Images)
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Be Poor Now Or Be Poor Later

If I could go back in time and change one thing in my life I would look harder at how to retire with a higher income and retire earlier and enjoy life more.

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A shopper pays cash for sales merchandise December 26, 2000 at the Lakeline Mall in Austin, Texas. Stores were hoping that after Christmas shopping could salvage what seems to be a disappointing holiday season. (Photo by Joe Raedle/Newsmakers) (Getty Images)
A shopper pays cash for sales merchandise December 26, 2000 at the Lakeline Mall in Austin, Texas. Stores were hoping that after Christmas shopping could salvage what seems to be a disappointing holiday season. (Photo by Joe Raedle/Newsmakers) (Getty Images)
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How to Handle Money In 2015

How well did you handle your money in 2014? Were you living paycheck to paycheck? Falling behind in paying bills or paying them late?

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BIRMINGHAM, ENGLAND - FEBRUARY 07: A doctor at the Accident and Emergency department of the recently opened Birmingham Queen Elizabeth Hospital on February 7, 2011 in Birmingham, England. The new Queen Elizabeth Hospital accommodates 1,213 beds and 30 operating theatres. The super hospital has a 100-bed intensive care unit - the largest in Europe - and the largest single floor critical care unit in the world. (Photo by Christopher Furlong/Getty Images)
BIRMINGHAM, ENGLAND - FEBRUARY 07: A doctor at the Accident and Emergency department of the recently opened Birmingham Queen Elizabeth Hospital on February 7, 2011 in Birmingham, England. The new Queen Elizabeth Hospital accommodates 1,213 beds and 30 operating theatres. The super hospital has a 100-bed intensive care unit - the largest in Europe - and the largest single floor critical care unit in the world. (Photo by Christopher Furlong/Getty Images)
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How to Talk to Your Doctor

With the growing changes in healthcare more of the burden for the kind of care you receive is in your hands as much as your healthcare provider.

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DETROIT, MI - OCTOBER 23: People, mostly union and retired city workers, protest in front of the U.S. Courthouse where Detroit's bankruptcy eligibility trial began this morning October 23, 2013 in Detroit, Michigan. A federal judge will decide if the City of Detroit is even eligible to be in bankruptcy court. (Photo by Bill Pugliano/Getty Images)
DETROIT, MI - OCTOBER 23: People, mostly union and retired city workers, protest in front of the U.S. Courthouse where Detroit's bankruptcy eligibility trial began this morning October 23, 2013 in Detroit, Michigan. A federal judge will decide if the City of Detroit is even eligible to be in bankruptcy court. (Photo by Bill Pugliano/Getty Images)
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How Much Money Will You Need To Retire?

How much money will you need to have in some form of retirement account to maintain or increase your current standard of living?

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PHILADELPHIA - FEBRUARY 11: Blank Social Security checks are run through a printer at the U.S. Treasury printing facility February 11, 2005 in Philadelphia, Pennsylvania. As U.S. President George W. Bush travels the country to stump for his plan to change the Social Security system, opposition continues from some members of Congress and senior citizen groups concerned that the proposal would erode guarantees to the federal retirement program. (Photo by William Thomas Cain/Getty Images)
PHILADELPHIA - FEBRUARY 11: Blank Social Security checks are run through a printer at the U.S. Treasury printing facility February 11, 2005 in Philadelphia, Pennsylvania. As U.S. President George W. Bush travels the country to stump for his plan to change the Social Security system, opposition continues from some members of Congress and senior citizen groups concerned that the proposal would erode guarantees to the federal retirement program. (Photo by William Thomas Cain/Getty Images)
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Can Social Security Be Saved?

Fill in the blank. “Social Security will run out of money in the year _______?” This question has no easy answer due to our economy.

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