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DETROIT, MI - OCTOBER 23: People, mostly union and retired city workers, protest in front of the U.S. Courthouse where Detroit's bankruptcy eligibility trial began this morning October 23, 2013 in Detroit, Michigan. A federal judge will decide if the City of Detroit is even eligible to be in bankruptcy court. (Photo by Bill Pugliano/Getty Images)
DETROIT, MI - OCTOBER 23: People, mostly union and retired city workers, protest in front of the U.S. Courthouse where Detroit's bankruptcy eligibility trial began this morning October 23, 2013 in Detroit, Michigan. A federal judge will decide if the City of Detroit is even eligible to be in bankruptcy court. (Photo by Bill Pugliano/Getty Images)
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How Much Money Will You Need To Retire?

How much money will you need to have in some form of retirement account to maintain or increase your current standard of living?

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PHILADELPHIA - FEBRUARY 11: Blank Social Security checks are run through a printer at the U.S. Treasury printing facility February 11, 2005 in Philadelphia, Pennsylvania. As U.S. President George W. Bush travels the country to stump for his plan to change the Social Security system, opposition continues from some members of Congress and senior citizen groups concerned that the proposal would erode guarantees to the federal retirement program. (Photo by William Thomas Cain/Getty Images)
PHILADELPHIA - FEBRUARY 11: Blank Social Security checks are run through a printer at the U.S. Treasury printing facility February 11, 2005 in Philadelphia, Pennsylvania. As U.S. President George W. Bush travels the country to stump for his plan to change the Social Security system, opposition continues from some members of Congress and senior citizen groups concerned that the proposal would erode guarantees to the federal retirement program. (Photo by William Thomas Cain/Getty Images)
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Can Social Security Be Saved?

Fill in the blank. “Social Security will run out of money in the year _______?” This question has no easy answer due to our economy.

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A selection of credit and bank cards, along with a green British Telecom phone card, 1986. (Photo by Fox Photos/Hulton Archive/Getty Images)
A selection of credit and bank cards, along with a green British Telecom phone card, 1986. (Photo by Fox Photos/Hulton Archive/Getty Images)
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Friday Fun Facts About Credit Cards

Always pay more than the minimum when paying your credit card bill and pay them off in full each month if you can.

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FERGUSON, MO - AUGUST 16: People loot the Ferguson Market and Liquor store on August 16, 2014 in Ferguson, Missouri. Several businesses were looted as police held their position nearby. Violent outbreaks have taken place almost daily in Ferguson since the shooting of Michael Brown by a Ferguson police officer on August 9. (Photo by Scott Olson/Getty Images)
FERGUSON, MO - AUGUST 16: People loot the Ferguson Market and Liquor store on August 16, 2014 in Ferguson, Missouri. Several businesses were looted as police held their position nearby. Violent outbreaks have taken place almost daily in Ferguson since the shooting of Michael Brown by a Ferguson police officer on August 9. (Photo by Scott Olson/Getty Images)
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The Business of Ferguson, Missouri

The growing question is one similar to what Detroit has been facing recently. Why spend one more minute in this dying city?

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FORT WORTH, TX - NOVEMBER 27: Shoppers Jeri Hull (L) and Karen Brashear (R) wait in line while shopping at Toys'R'Us during the Black Friday sales event on November 27, 2009 in Fort Worth, Texas. Toys'R'Us stores nationwide opened at midnight Thursday, November 26, providing shoppers access to its Black Friday deals five hours earlier than ever before. According to the National Retail Federation, a trade organization, as many as 134 million people, 4.7% more than last year, will shop this Friday, Saturday or Sunday. (Photo by Tom Pennington/Getty Images)
FORT WORTH, TX - NOVEMBER 27: Shoppers Jeri Hull (L) and Karen Brashear (R) wait in line while shopping at Toys'R'Us during the Black Friday sales event on November 27, 2009 in Fort Worth, Texas. Toys'R'Us stores nationwide opened at midnight Thursday, November 26, providing shoppers access to its Black Friday deals five hours earlier than ever before. According to the National Retail Federation, a trade organization, as many as 134 million people, 4.7% more than last year, will shop this Friday, Saturday or Sunday. (Photo by Tom Pennington/Getty Images)
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Friday Fun Facts About “Black Friday”

I don’t know about you but watching two middle aged women fighting over the last sale item says Merry Christmas to me.

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KHOST, AFGHANISTAN - NOVEMBER 27: US military personnel enjoy a special meal in celebration of America's annual Thanksgiving Day tradition in the dining hall at the US military forward operating base (FOB) Camp Salerno near Khost on November 27, 2008 in the south eastern province of Khowst, Afghanistan. Today in Kabul a car bomb amongst rush hour traffic near the US Embassy killed 4 people and injured 17. (Photo by Paula Bronstein/Getty Images)
KHOST, AFGHANISTAN - NOVEMBER 27: US military personnel enjoy a special meal in celebration of America's annual Thanksgiving Day tradition in the dining hall at the US military forward operating base (FOB) Camp Salerno near Khost on November 27, 2008 in the south eastern province of Khowst, Afghanistan. Today in Kabul a car bomb amongst rush hour traffic near the US Embassy killed 4 people and injured 17. (Photo by Paula Bronstein/Getty Images)
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Titillating Tidbits About Turkeys and Thanksgiving

Read or Subscribe to all Tom Egelhoff’s Daily Blog Posts by Clicking Here
Let the shopping frenzy begin. Thanksgiving Day. What are you thankful for this year? Was it the year you thought it wo

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SYDNEY, AUSTRALIA - OCTOBER 17: Singer and former Savage Garden frontman Darren Hayes performs on stage at the first Sydney show of his 'Time Machine' tour at the State Theatre on October 17, 2007 in Sydney, Australia. His first solo national tour in more than three years, the tour is in support of his third album 'This Delicate Thing We've Made'. (Photo by Gaye Gerard/Getty Images)
SYDNEY, AUSTRALIA - OCTOBER 17: Singer and former Savage Garden frontman Darren Hayes performs on stage at the first Sydney show of his 'Time Machine' tour at the State Theatre on October 17, 2007 in Sydney, Australia. His first solo national tour in more than three years, the tour is in support of his third album 'This Delicate Thing We've Made'. (Photo by Gaye Gerard/Getty Images)
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Second Guessing Never Works

“What if…?” We’ve all wondered how our lives would be different if we had made better or different decisions in our past.

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Graphic by Tom Egelhoff
Graphic by Tom Egelhoff
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Friday Fun With Political Correctness

According to Wikipedia, the term “Political Correctness” began in the 1990s and was first used by right wing conservative politicians.

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NEW YORK, NY - JUNE 11: Applicants wait to enter a job fair on June 11, 2012 in New York City. Some 400 people arrived early for the event held by National Career Fairs, and up to 1,000 people were expected by the end of the day. (Photo by John Moore/Getty Images)
NEW YORK, NY - JUNE 11: Applicants wait to enter a job fair on June 11, 2012 in New York City. Some 400 people arrived early for the event held by National Career Fairs, and up to 1,000 people were expected by the end of the day. (Photo by John Moore/Getty Images)
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Can Working Hurt Your Chances of Finding a Job?

I wish there was some kind of standardized test that would tell you that an employee is going to be exact fit for the position needed.

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MANCHESTER, NH - JANUARY 08: Harriet Boylan heads into a voting booth to cast her vote in the New Hampshire presidential primary at the Ward 3 Carol M. Rines Center January 8, 2008 in Manchester, New Hampshire. New Hampshire residents vote today in the nation's first presidential primary. (Photo by Win McNamee/Getty Images)
MANCHESTER, NH - JANUARY 08: Harriet Boylan heads into a voting booth to cast her vote in the New Hampshire presidential primary at the Ward 3 Carol M. Rines Center January 8, 2008 in Manchester, New Hampshire. New Hampshire residents vote today in the nation's first presidential primary. (Photo by Win McNamee/Getty Images)
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What Does It Mean To Vote?

My decisions, along with millions of others like me, will have a profound effect on my life and those following in the future.

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