Coming up this morning, a few discussion topics this morning. If you got a lot of gift cards for Christmas and have just a few cents left on them, don't waste them, I will tell you what you can do with them.Also, it's not just your home losing value. Even the White House has taken a big hit.

At 8 we will chat with Daryl Schleim with the Bozeman Chamber. And after 9 Gloria Edwards with Family Promise will join Kate and I.

Hope you can tune in.