Mike stops by again this week to deliver financial advice.

Would you play a coin toss game that pays you $1.10 if you win and you pay $1.00 if you lose?  Most people won't.  Over the long-term, this game will make you a 5% return, but we as humans have such a fear of losing our money, we don't give ourselves the chance.  Overcoming our short term fears and insecurities about money are our greatest challenge.  The existence of lotteries, gambling, and get-rich-quick schemes are evidence of behaviors that limit our ability to reach our financial goals. And at the heart of the issue is finding the right strategy the works for you and your personal situation with people you can trust.