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SAN FRANCISCO, CA - NOVEMBER 05:  Pedestrians walk by a CVS store on November 5, 2013 in San Francisco, California.  CVS Caremark reported a 25 percent surge in third-quarter earnings with profits of $1.25 billion, or $1.02 per share, compared to $1.01 billion, or 79 cents a share one year ago.  (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - NOVEMBER 05: Pedestrians walk by a CVS store on November 5, 2013 in San Francisco, California. CVS Caremark reported a 25 percent surge in third-quarter earnings with profits of $1.25 billion, or $1.02 per share, compared to $1.01 billion, or 79 cents a share one year ago. (Photo by Justin Sullivan/Getty Images)
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Smoking May Be Hazardous To Your Health

Is it time for major retailers to call it quits when it comes to cigarette sales? Will that create a flourishing black market? What's your opinion?

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DETROIT, MI - JANUARY 14: A Chevrolet Corvette Z06 is shown at the press preview of the 2014 North American International Auto Show January 14, 2014 in Detroit, Michigan. Approximately 5000 journalists from more than 60 countries are expected to attend. The 2014 NAIAS opens to the public on January 18th and ends January 16th. (Photo by Bill Pugliano/Getty Images)
DETROIT, MI - JANUARY 14: A Chevrolet Corvette Z06 is shown at the press preview of the 2014 North American International Auto Show January 14, 2014 in Detroit, Michigan. Approximately 5000 journalists from more than 60 countries are expected to attend. The 2014 NAIAS opens to the public on January 18th and ends January 16th. (Photo by Bill Pugliano/Getty Images)
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Unintended Consequences of The GM Bailout

The largest industrial bankruptcy in history took place on June 1, 2009. GM came to court with $82 billion in assets and $173 billion in liabilities.

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CHICAGO, IL - DECEMBER 17: A sign advertising the $636 Million Mega Millions lottery jackpot hangs in a convenience store window on December 17, 2013 in Chicago, Illinois.The jackpot is currently the second largest in U.S. history. (Photo by Scott Olson/Getty Images)
CHICAGO, IL - DECEMBER 17: A sign advertising the $636 Million Mega Millions lottery jackpot hangs in a convenience store window on December 17, 2013 in Chicago, Illinois.The jackpot is currently the second largest in U.S. history. (Photo by Scott Olson/Getty Images)
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Risk vs. Reward: Things to Consider When Making Smart Business Decisions

All businesses are different but there is a point each of us will not go beyond to be successful.

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(Photo by Joe Raedle/Getty Images)
(Photo by Joe Raedle/Getty Images)
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What Are Your Chances of Being Audited?

What should you do when the IRS comes knocking? When I moved to Montana I was audited three times in the first five years I lived here.

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(Photo by Christopher Furlong/Getty Images)
(Photo by Christopher Furlong/Getty Images)
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What If You Didn’t Have To Work?

You work 40 or fewer hours each week. That leaves roughly 168 hours each week to do what? Spend every dime you make?

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NEW ORLEANS - MARCH 29:  Members of the Story Ville Stompers perform as they 'second line' through Wal-Mart as it re-opens on March 29, 2006 in New Orleans, Louisiana. Hurricane Katrina hit the area seven months ago, closing this store as well as many others.  (Photo by Chris Graythen/Getty Images)
NEW ORLEANS - MARCH 29: Members of the Story Ville Stompers perform as they 'second line' through Wal-Mart as it re-opens on March 29, 2006 in New Orleans, Louisiana. Hurricane Katrina hit the area seven months ago, closing this store as well as many others. (Photo by Chris Graythen/Getty Images)
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Is Your Business a Lie?

No matter what the reasoning, the point is still the same. When you present your image to a customer in the form of advertising it must be an accurate image.

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(Photo by Robertus Pudyanto/Getty Images)
(Photo by Robertus Pudyanto/Getty Images)
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Friday Fun Facts About Valentine’s Day

Love is in the air. It’s that time of year again when we set aside a day to show extra appreciation to our significant other.

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U.S. President Barack Obama delivers the State of the Union address to a joint session of Congress in the House Chamber at the U.S. Capitol on January 28, 2014 in Washington, DC. In his fifth State of the Union address, Obama is expected to emphasize on healthcare, economic fairness and new initiatives designed to stimulate the U.S. economy with bipartisan cooperation. (Photo by Chip Somodevilla
Collection: Getty Images News)
U.S. President Barack Obama delivers the State of the Union address to a joint session of Congress in the House Chamber at the U.S. Capitol on January 28, 2014 in Washington, DC. In his fifth State of the Union address, Obama is expected to emphasize on healthcare, economic fairness and new initiatives designed to stimulate the U.S. economy with bipartisan cooperation. (Photo by Chip Somodevilla Collection: Getty Images News)
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Do You Trust Our Elected Leaders?

According to a recent CNN poll 53 percent of the people polled don’t believe the President of the United States is trustworthy. Those who trust Congress are in single digits in some polls.

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LOS GATOS, CA - JANUARY 22:  A sign is posted in front of the Netflix headquarters on January 22, 2014 in Los Gatos, California. Netflix will report fourth quarter earnings today after the closing bell. (Photo by Justin Sullivan/Getty Images)
LOS GATOS, CA - JANUARY 22: A sign is posted in front of the Netflix headquarters on January 22, 2014 in Los Gatos, California. Netflix will report fourth quarter earnings today after the closing bell. (Photo by Justin Sullivan/Getty Images)
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The Future of Television In America

In spite of the final episodes of Seinfeld, M.A.S.H., and Cheers being ratings monsters, live broadcast events carry the day for stations across America.

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SEATTLE, WA - FEBRUARY 2: Seattle Seahawks fans celebrate while watching the Super Bowl at Fuel, a bar on February 2, 2014 in Seattle, Washington. The Seahawks defeated the Denver Broncos 43-8 in Super Bowl XLVIII.  (Photo by David Ryder/Getty Images)
SEATTLE, WA - FEBRUARY 2: Seattle Seahawks fans celebrate while watching the Super Bowl at Fuel, a bar on February 2, 2014 in Seattle, Washington. The Seahawks defeated the Denver Broncos 43-8 in Super Bowl XLVIII. (Photo by David Ryder/Getty Images)
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I Second That Emotion

We’ve all seen negative ads in political campaigns. Why do they use those kinds of ads? — because they work on an emotional level.

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