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WASHINGTON, DC - SEPTEMBER 09: Pentagon Principal Deputy Defense Undersecretary for Acquisition, Technology and Logistics Alan Estevez testifies about military equipment given to local law enforcement departments by the federal government during a Senate Homeland Security and Governmental Affairs Committee hearing about at the Dirksen Senate Office Building on Capitol Hill September 9, 2014 in Washington, DC. In the wake of the Ferguson, MO, police response to peaceful protests, senators on the committee were critical of the federal grant programs that allow local and state law enforcement agencies to buy armored vehicles, assult rifles, body armor and other military equipment. (Photo by Chip Somodevilla/Getty Images)
WASHINGTON, DC - SEPTEMBER 09: Pentagon Principal Deputy Defense Undersecretary for Acquisition, Technology and Logistics Alan Estevez testifies about military equipment given to local law enforcement departments by the federal government during a Senate Homeland Security and Governmental Affairs Committee hearing about at the Dirksen Senate Office Building on Capitol Hill September 9, 2014 in Washington, DC. In the wake of the Ferguson, MO, police response to peaceful protests, senators on the committee were critical of the federal grant programs that allow local and state law enforcement agencies to buy armored vehicles, assult rifles, body armor and other military equipment. (Photo by Chip Somodevilla/Getty Images)
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How Much Government Is TOO Much Government?

We pay for a lot of government. Over $3 trillion each year just the run the basic stuff — then we borrow billions more to fill in the gaps.

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MIAMI, FL - FEBRUARY 13: Hisham Uadadeh walks out of Leading Insurance Agency after enrolling in a health insurance plan under the Affordable Care Act on February 13, 2014 in Miami, Florida. Numbers released by the government showed that about 3.3 million people signed up for health insurance plans under the Affordable Care Act through the end of January. (Photo by Joe Raedle/Getty Images)
MIAMI, FL - FEBRUARY 13: Hisham Uadadeh walks out of Leading Insurance Agency after enrolling in a health insurance plan under the Affordable Care Act on February 13, 2014 in Miami, Florida. Numbers released by the government showed that about 3.3 million people signed up for health insurance plans under the Affordable Care Act through the end of January. (Photo by Joe Raedle/Getty Images)
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How’s That Affordable Care Act Working Out For You?

People confuse “Healthcare” and “Health Insurance.” The Affordable Care Act, or “Obamacare” as some people refer to it, is insurance — not healthcare.

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WASHINGTON, DC - DECEMBER 17: U.S. Sen. Tom Coburn (R-OK) speaks during a news conference December 17, 2013 on Capitol Hill in Washington, DC. Sen. Coburn held the news conference to release 'Wastebook 2013,' his annual report of 'examples of wasteful and low-priority spending' of the U.S. Government. (Photo by Alex Wong/Getty Images)
WASHINGTON, DC - DECEMBER 17: U.S. Sen. Tom Coburn (R-OK) speaks during a news conference December 17, 2013 on Capitol Hill in Washington, DC. Sen. Coburn held the news conference to release 'Wastebook 2013,' his annual report of 'examples of wasteful and low-priority spending' of the U.S. Government. (Photo by Alex Wong/Getty Images)
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How Much Is Government Waste Costing You?

“High End” free gym memberships for ICE (Immigration and Customs Enforcement) $450,000.

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JINJIANG, CHINA - OCTOBER 31: (CHINA OUT) Children in fancy dress costumes celebrate Halloween at a primary school on October 31, 2013 in Jinjiang, China. (Photo by ChinaFotoPress/Getty Images)
JINJIANG, CHINA - OCTOBER 31: (CHINA OUT) Children in fancy dress costumes celebrate Halloween at a primary school on October 31, 2013 in Jinjiang, China. (Photo by ChinaFotoPress/Getty Images)
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Friday Fun Facts About Halloween

Halloween is the second highest grossing commercial holiday after Christmas.

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LONDON - AUGUST 10: Model Ayesha Makim (2nd-R), Sarah Ferguson's Niece, attends a catwalk show and cocktail party launching Australian underwear and swimwear brand 'Bonds' autumn/winter range at Sketch on August 10, 2004 in London. The event follows Pat Rafter and Ayesha Makim, the Duchess of York's niece, unveiling a live three-day window spectacle in Selfridges window. (Photo by David Westing/Getty Images)
LONDON - AUGUST 10: Model Ayesha Makim (2nd-R), Sarah Ferguson's Niece, attends a catwalk show and cocktail party launching Australian underwear and swimwear brand 'Bonds' autumn/winter range at Sketch on August 10, 2004 in London. The event follows Pat Rafter and Ayesha Makim, the Duchess of York's niece, unveiling a live three-day window spectacle in Selfridges window. (Photo by David Westing/Getty Images)
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Private Funding For Social Programs

SIB’s allow government, business, non-profits and investors to work together to solve community problems without putting taxpayer dollars at risk.

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LOS ANGELES, CA - SEPTEMBER 22: Students protest the rising costs of student loans for higher education on Hollywood Boulevard on September 22, 2012 in the Hollywood section of Los Angeles, California. Citing bank bailouts, the protesters called for student debt cancelations. (Photo by David McNew/Getty Images)
LOS ANGELES, CA - SEPTEMBER 22: Students protest the rising costs of student loans for higher education on Hollywood Boulevard on September 22, 2012 in the Hollywood section of Los Angeles, California. Citing bank bailouts, the protesters called for student debt cancelations. (Photo by David McNew/Getty Images)
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Is It Time To Kick College To The Curb?

Our average student enters the workforce around $30,000 in debt, with zero assets and no practical experience doing a single productive thing.

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SEOUL, SOUTH KOREA - FEBRUARY 22: A South Korean banker carries US dollar bank notes at the Korea Exchange bank on February 22, 2005 in Seoul, South Korea. The South Korean won jumped to its highest intraday level in more than seven years in domestic trade on Tuesday, boosted by strong foreign equity buying and exporter deals. (Photo by Chung Sung-Jun/Getty Images)
SEOUL, SOUTH KOREA - FEBRUARY 22: A South Korean banker carries US dollar bank notes at the Korea Exchange bank on February 22, 2005 in Seoul, South Korea. The South Korean won jumped to its highest intraday level in more than seven years in domestic trade on Tuesday, boosted by strong foreign equity buying and exporter deals. (Photo by Chung Sung-Jun/Getty Images)
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The Rich Get Richer; While The Poor Get Poorer? How?

If the poor have no money to buy from the rich, greedy, scummy, deceitful, dishonest, slave driving, low paying, no benefits, CEO’s how do the rich get richer?

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A man deposits his tax return into a mailbox on the final day for filing taxes, April 16, 2001 in Atlanta, GA. It is estimated that some 24 million Americans will be filing their returns on this day. (Erik S. Lesser/Newsmakers)
A man deposits his tax return into a mailbox on the final day for filing taxes, April 16, 2001 in Atlanta, GA. It is estimated that some 24 million Americans will be filing their returns on this day. (Erik S. Lesser/Newsmakers)
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Is It Finally Time To Abolish The Personal Income Tax?

Taxes are a lot like airline fares. Chances are the person sitting next to you on any flight paid either more or less for their seat than you did.

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ALTADENA, CA - JULY 25: A foreclosed home is up for sale July 25, 2008 in Altadena, California. Foreclosure filings skyrocketed, for their eighth consecutive quarterly climb, with 121 percent from last year and the number of homeowners faced with foreclosure more than doubling in the second quarter compared to a year ago, according to the latest reports from RealtyTrac. Hardest hit are cities in California, Arizona, Nevada, and Florida. In Stockton, California, one in every 25 homes were foreclosed upon, nearly seven times the national average. In the second quarter, U.S. banks took back 222,000 properties. (Photo by David McNew/Getty Images)
ALTADENA, CA - JULY 25: A foreclosed home is up for sale July 25, 2008 in Altadena, California. Foreclosure filings skyrocketed, for their eighth consecutive quarterly climb, with 121 percent from last year and the number of homeowners faced with foreclosure more than doubling in the second quarter compared to a year ago, according to the latest reports from RealtyTrac. Hardest hit are cities in California, Arizona, Nevada, and Florida. In Stockton, California, one in every 25 homes were foreclosed upon, nearly seven times the national average. In the second quarter, U.S. banks took back 222,000 properties. (Photo by David McNew/Getty Images)
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What Exactly Is “The American Dream?”

We’ve all heard of it growing up. People travel across the world to realize it. Often experiencing great hardship. But what is it?

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BELLEVUE, WASHINGTON - NOVEMBER 19: Microsoft Chairman Bill Gates speaks during the Microsoft Shareholders Annual Meeting November 19, 2013 in Bellevue, Washington. Gates spoke about the search to replace Steve Ballmer, who was attending the meeting for the last time as CEO. (Stephen Brashear/Getty Images)
BELLEVUE, WASHINGTON - NOVEMBER 19: Microsoft Chairman Bill Gates speaks during the Microsoft Shareholders Annual Meeting November 19, 2013 in Bellevue, Washington. Gates spoke about the search to replace Steve Ballmer, who was attending the meeting for the last time as CEO. (Stephen Brashear/Getty Images)
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Why They’re Rich and You’re Not

Dave Ramsey has a great way you can “Drive Free Cars for Life,” without changing your current lifestyle or payments.

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