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NEW YORK, NY - JUNE 22: Members of the nurses union, National Nurses United, and other workers converge on Wall Street to protest against financial intuitions and inequality on June 22, 2011 in New York City. An increasing number of American labor groups and organizations representing the interests of the poor and working class have been protesting in New York and Washington, DC to express their anger at Wall St. profits and budget cuts currently being proposed in Congress. (Photo by Spencer Platt/Getty Images)
NEW YORK, NY - JUNE 22: Members of the nurses union, National Nurses United, and other workers converge on Wall Street to protest against financial intuitions and inequality on June 22, 2011 in New York City. An increasing number of American labor groups and organizations representing the interests of the poor and working class have been protesting in New York and Washington, DC to express their anger at Wall St. profits and budget cuts currently being proposed in Congress. (Photo by Spencer Platt/Getty Images)
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Is Income Inequality Unequal? — Or Just a State of Mind?

What does Bill Gates or Warren Buffet’s incomes have to do with me? How is that unequal?

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A shopper pays cash for sales merchandise December 26, 2000 at the Lakeline Mall in Austin, Texas. Stores were hoping that after Christmas shopping could salvage what seems to be a disappointing holiday season. (Photo by Joe Raedle/Newsmakers) (Getty Images)
A shopper pays cash for sales merchandise December 26, 2000 at the Lakeline Mall in Austin, Texas. Stores were hoping that after Christmas shopping could salvage what seems to be a disappointing holiday season. (Photo by Joe Raedle/Newsmakers) (Getty Images)
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How to Handle Money In 2015

How well did you handle your money in 2014? Were you living paycheck to paycheck? Falling behind in paying bills or paying them late?

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DETROIT, MI - OCTOBER 23: People, mostly union and retired city workers, protest in front of the U.S. Courthouse where Detroit's bankruptcy eligibility trial began this morning October 23, 2013 in Detroit, Michigan. A federal judge will decide if the City of Detroit is even eligible to be in bankruptcy court. (Photo by Bill Pugliano/Getty Images)
DETROIT, MI - OCTOBER 23: People, mostly union and retired city workers, protest in front of the U.S. Courthouse where Detroit's bankruptcy eligibility trial began this morning October 23, 2013 in Detroit, Michigan. A federal judge will decide if the City of Detroit is even eligible to be in bankruptcy court. (Photo by Bill Pugliano/Getty Images)
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How Much Money Will You Need To Retire?

How much money will you need to have in some form of retirement account to maintain or increase your current standard of living?

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PHILADELPHIA - FEBRUARY 11: Blank Social Security checks are run through a printer at the U.S. Treasury printing facility February 11, 2005 in Philadelphia, Pennsylvania. As U.S. President George W. Bush travels the country to stump for his plan to change the Social Security system, opposition continues from some members of Congress and senior citizen groups concerned that the proposal would erode guarantees to the federal retirement program. (Photo by William Thomas Cain/Getty Images)
PHILADELPHIA - FEBRUARY 11: Blank Social Security checks are run through a printer at the U.S. Treasury printing facility February 11, 2005 in Philadelphia, Pennsylvania. As U.S. President George W. Bush travels the country to stump for his plan to change the Social Security system, opposition continues from some members of Congress and senior citizen groups concerned that the proposal would erode guarantees to the federal retirement program. (Photo by William Thomas Cain/Getty Images)
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Can Social Security Be Saved?

Fill in the blank. “Social Security will run out of money in the year _______?” This question has no easy answer due to our economy.

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WESTPORT, CT - SEPTEMBER 18: A man drives his antique car during an auto show of rare and luxury vehicles on September 18, 2011 in Westport, Connecticut. Despite some of the poorest cities in the country, Connecticut has the third highest average median income at $64,644 in America. Nationally the Census data shows that the numbers of the poor have risen to a record 46.2 million -- amounting to nearly 1 in 6 Americans. (Photo by Spencer Platt/Getty Images).
WESTPORT, CT - SEPTEMBER 18: A man drives his antique car during an auto show of rare and luxury vehicles on September 18, 2011 in Westport, Connecticut. Despite some of the poorest cities in the country, Connecticut has the third highest average median income at $64,644 in America. Nationally the Census data shows that the numbers of the poor have risen to a record 46.2 million -- amounting to nearly 1 in 6 Americans. (Photo by Spencer Platt/Getty Images).
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Job Creation: Thank The Rich

With unemployment numbers going down each month there is still a valid concern among American workers about where the jobs are and who actually creates them.

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TAMPA, FL - AUGUST 26: An ice sculpture reading Middle Class is displayed as people gather to protest before the beginning of the Republican National Convention on August 26, 2012 in Tampa, Florida. The convention starts the week of August 27th. (Photo by Joe Raedle/Getty Images)
TAMPA, FL - AUGUST 26: An ice sculpture reading Middle Class is displayed as people gather to protest before the beginning of the Republican National Convention on August 26, 2012 in Tampa, Florida. The convention starts the week of August 27th. (Photo by Joe Raedle/Getty Images)
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Has Anyone Seen The Middle Class? They Seem To Be Missing

The census defines the median household income at $51,017 or a little over $24.00/hr. Individual median income in 2014 is $28,595 or about $27.00/hr.

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A selection of credit and bank cards, along with a green British Telecom phone card, 1986. (Photo by Fox Photos/Hulton Archive/Getty Images)
A selection of credit and bank cards, along with a green British Telecom phone card, 1986. (Photo by Fox Photos/Hulton Archive/Getty Images)
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Friday Fun Facts About Credit Cards

Always pay more than the minimum when paying your credit card bill and pay them off in full each month if you can.

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OAK BROOK, IL - MAY 21: Fast food workers and activists demonstrate outside the McDonald's corporate campus on May 21, 2014 in Oak Brook, Illinois. The demonstrators were calling on McDonalds to pay a minimum wage of $15-per-hour and offer better working conditions for their employees. McDonald's is scheduled to hold its annual shareholders meeting tomorrow at the campus. (Photo by Scott Olson/Getty Images)
OAK BROOK, IL - MAY 21: Fast food workers and activists demonstrate outside the McDonald's corporate campus on May 21, 2014 in Oak Brook, Illinois. The demonstrators were calling on McDonalds to pay a minimum wage of $15-per-hour and offer better working conditions for their employees. McDonald's is scheduled to hold its annual shareholders meeting tomorrow at the campus. (Photo by Scott Olson/Getty Images)
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OK, You’re Getting $15 An Hour; What Am I Getting?

As the Christmas shopping season accelerates the demand for higher wages continues. The two principal targets are McDonald’s and Walmart.

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NEW YORK - SEPTEMBER 23: Traders work on the floor of the New York Stock Exchange during morning trading on September 23, 2011 in New York City. U.S. markets faced another volatile day amidst fears about economic growth in Europe. (Photo by Daniel Berehulak/Getty Images)
NEW YORK - SEPTEMBER 23: Traders work on the floor of the New York Stock Exchange during morning trading on September 23, 2011 in New York City. U.S. markets faced another volatile day amidst fears about economic growth in Europe. (Photo by Daniel Berehulak/Getty Images)
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Who Really Grows Economic Recovery?

Consumers spend more money buying Halloween candy ($2 billion) than was spent in the most recent election.

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POMPANO BEACH, FL - JUNE 03: Stephen Greene works a street corner hoping to land a job as a laborer or carpenter on June 3, 2011 in Pompano Beach, Florida. Employers in May added 54,000 jobs, the fewest in eight months, and the unemployment rate inched up to 9.1 percent. (Photo by Joe Raedle/Getty Images)
POMPANO BEACH, FL - JUNE 03: Stephen Greene works a street corner hoping to land a job as a laborer or carpenter on June 3, 2011 in Pompano Beach, Florida. Employers in May added 54,000 jobs, the fewest in eight months, and the unemployment rate inched up to 9.1 percent. (Photo by Joe Raedle/Getty Images)
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What Do The Unemployment Numbers Really Mean?

As of last Friday the reported unemployment rate is 5.8%. What does that really mean? Who’s counted and who’s not?

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