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Consumer Advice

(Photo by ShashiBellamkonda - Flickr)
(Photo by ShashiBellamkonda - Flickr)
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Marketing vs. Advertising: Which do you really need?

You're not trying to sell them; you're helping them buy. You're informing them of the best options for them. You don’t slam the competition, but rather, point out differences that are beneficial to your customer.

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HOLLYWOOD, CA - JANUARY 12: Musician Bob Dylan onstage during the 17th Annual Critics' Choice Movie Awards held at The Hollywood Palladium on January 12, 2012 in Los Angeles, California. (Photo by Christopher Polk/Getty Images for VH1)
HOLLYWOOD, CA - JANUARY 12: Musician Bob Dylan onstage during the 17th Annual Critics' Choice Movie Awards held at The Hollywood Palladium on January 12, 2012 in Los Angeles, California. (Photo by Christopher Polk/Getty Images for VH1)
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Industry Winners and Losers In The Coming Years

The news outlets are constantly reporting on the number of jobs that have moved overseas for cheaper labor, less regulation, lower taxes and to open new markets. Have we really lost those jobs, or is this just another evolutionary process in the economic cycle?

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(Photo by Daniel Berehulak/Getty Images)
(Photo by Daniel Berehulak/Getty Images)
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Where In The World Are We Headed?

What happens in these countries in the future, is going to affect every aspect of your daily life. The US produces more goods and services than it’s possible for us to consume. In order for you to maintain your comfortable lifestyle, new markets for our goods and services must be opened across the globe.

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(Photo by ShashiBellamkonda - Flickr)
(Photo by ShashiBellamkonda - Flickr)
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There Is a Lot of Free Business Help Out There

All these folks are pre-paid with your tax dollars so contact them and put them to work for you.

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Many Americans procrastinate when it comes to filing taxes on time.  (Photo by Tim Boyle/Getty Images)
Many Americans procrastinate when it comes to filing taxes on time. (Photo by Tim Boyle/Getty Images)
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Procrastination: The New National Pastime

Believe it or not, there are some positives about being a procrastinator. While the procrastinator procrastinates and does other things, the subconscious mind works on the problem in the background.

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(Photo by Scott Olson/Getty Images)
(Photo by Scott Olson/Getty Images)
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GM: Government Motors, Not the First Bailout to Fail

It’s said that those who refused to learn from history are condemned to repeat it. It looks like the president refused to learn from history that the nationalization of companies rarely work to the good of the public taxpayer.

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(Photo by Taber Andrew Bain - Flickr)
(Photo by Taber Andrew Bain - Flickr)
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Bankruptcy: The Show I Hate To Do

Do not think that putting property in someone else's name will protect it from being taken in a bankruptcy. The court can go back four years and disallow any property swap or re-titling of the property.

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WASHINGTON, DC - JULY 17: David Bagley (L), head of group compliance, HSBC Holdings plc, London, England, and Paul Thurston, chief executive for retail banking and wealth management, HSBC Holdings plc, Hong Kong, look over papers during a Senate Homeland Security and Governmental Affairs Committee hearing on Capitol Hill, July 17, 2012 in Washington, DC. The committee is hearing testimony United States vulnerabilities to money laundering. (Photo by Mark Wilson/Getty Images)
WASHINGTON, DC - JULY 17: David Bagley (L), head of group compliance, HSBC Holdings plc, London, England, and Paul Thurston, chief executive for retail banking and wealth management, HSBC Holdings plc, Hong Kong, look over papers during a Senate Homeland Security and Governmental Affairs Committee hearing on Capitol Hill, July 17, 2012 in Washington, DC. The committee is hearing testimony United States vulnerabilities to money laundering. (Photo by Mark Wilson/Getty Images)
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Don’t Trust Your Bank?

If you put $5,000 in a Roth IRA at age 19, and never put another dime in, even earning a modest 7%, you would have over $190,000 at age 72. At 9% you’d have half a million.

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(Photo by Jerry Markland/Getty Images for NASCAR)
(Photo by Jerry Markland/Getty Images for NASCAR)
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Do Brand Names Matter?

After buying my motorcycle I wondered how many other people had done what I’d done. I guess there’s no way to really know because who would be dumb enough to admit to doing something like that?

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DELRAY BEACH, FL - OCTOBER 05: A Friendly's Ice Cream Corp restaurant is seen on the day the company filed for bankruptcy on October 5, 2011 in Delray Beach, Florida. The company employs roughly 10,000 people in more than 500 restaurants and is known for it ice cream treats and hamburgers, (Photo by Joe Raedle/Getty Images)
DELRAY BEACH, FL - OCTOBER 05: A Friendly's Ice Cream Corp restaurant is seen on the day the company filed for bankruptcy on October 5, 2011 in Delray Beach, Florida. The company employs roughly 10,000 people in more than 500 restaurants and is known for it ice cream treats and hamburgers, (Photo by Joe Raedle/Getty Images)
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Bankruptcy! On the Next “Open for Business” Show with Tom Egelhoff

Bankruptcy attorney Stuart Whitehair and credit counselor Beverly Johnson will join Tom this coming Saturday, August 11 - Noon to 2 PM Mountain Time — to talk about bankruptcy laws.

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