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Photo Credit Catherine Jones • Source ThinkStock
Photo Credit Catherine Jones • Source ThinkStock
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My New Year Resolutions for Politicians

Since congress tells Americans what light bulbs to buy, or to stop using sprinkles on doughnuts I thought it would be fair to give them some direction too.

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WASHINGTON, DC - MARCH 28: Social Security supporters attend a rally in the Dirksen Senate Office Building on Capitol Hill March 28, 2011 in Washington, DC. Democratic senators, including Senate Majority Leader Harry Reid (D-NV), said the Republicans' entitlement reform plan will 'dismantle Social Security, delay distribution of benefits to seniors.' (Photo by Chip Somodevilla/Getty Images)
WASHINGTON, DC - MARCH 28: Social Security supporters attend a rally in the Dirksen Senate Office Building on Capitol Hill March 28, 2011 in Washington, DC. Democratic senators, including Senate Majority Leader Harry Reid (D-NV), said the Republicans' entitlement reform plan will 'dismantle Social Security, delay distribution of benefits to seniors.' (Photo by Chip Somodevilla/Getty Images)
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Be Poor Now Or Be Poor Later

If I could go back in time and change one thing in my life I would look harder at how to retire with a higher income and retire earlier and enjoy life more.

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LONDON - JULY 10: In this photo illustration a girl browses the social networking site Facebook on July 10, 2007 in London, England. Facebook has been rapidly catching up on MySpace as the premier social networking website and as of July 2007 was the secondmost visited such site on the World Wide Web. Started by 22 year old Harvard dropout Mark Zuckerberg, the website is responsible for 1% of all internet traffic and is the sixth most visited site in the USA. (Photo Illustration by Chris Jackson/Getty Images)
LONDON - JULY 10: In this photo illustration a girl browses the social networking site Facebook on July 10, 2007 in London, England. Facebook has been rapidly catching up on MySpace as the premier social networking website and as of July 2007 was the secondmost visited such site on the World Wide Web. Started by 22 year old Harvard dropout Mark Zuckerberg, the website is responsible for 1% of all internet traffic and is the sixth most visited site in the USA. (Photo Illustration by Chris Jackson/Getty Images)
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The Two Edged Sword — Social Media

Now profanities, hate speech, and intolerance are the order of the day. If you disagree with a post be prepared to be personally or professionally attacked and vilified.

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NEW YORK, NY - JUNE 22: Members of the nurses union, National Nurses United, and other workers converge on Wall Street to protest against financial intuitions and inequality on June 22, 2011 in New York City. An increasing number of American labor groups and organizations representing the interests of the poor and working class have been protesting in New York and Washington, DC to express their anger at Wall St. profits and budget cuts currently being proposed in Congress. (Photo by Spencer Platt/Getty Images)
NEW YORK, NY - JUNE 22: Members of the nurses union, National Nurses United, and other workers converge on Wall Street to protest against financial intuitions and inequality on June 22, 2011 in New York City. An increasing number of American labor groups and organizations representing the interests of the poor and working class have been protesting in New York and Washington, DC to express their anger at Wall St. profits and budget cuts currently being proposed in Congress. (Photo by Spencer Platt/Getty Images)
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Is Income Inequality Unequal? — Or Just a State of Mind?

What does Bill Gates or Warren Buffet’s incomes have to do with me? How is that unequal?

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A shopper pays cash for sales merchandise December 26, 2000 at the Lakeline Mall in Austin, Texas. Stores were hoping that after Christmas shopping could salvage what seems to be a disappointing holiday season. (Photo by Joe Raedle/Newsmakers) (Getty Images)
A shopper pays cash for sales merchandise December 26, 2000 at the Lakeline Mall in Austin, Texas. Stores were hoping that after Christmas shopping could salvage what seems to be a disappointing holiday season. (Photo by Joe Raedle/Newsmakers) (Getty Images)
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How to Handle Money In 2015

How well did you handle your money in 2014? Were you living paycheck to paycheck? Falling behind in paying bills or paying them late?

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BIRMINGHAM, ENGLAND - FEBRUARY 07: A doctor at the Accident and Emergency department of the recently opened Birmingham Queen Elizabeth Hospital on February 7, 2011 in Birmingham, England. The new Queen Elizabeth Hospital accommodates 1,213 beds and 30 operating theatres. The super hospital has a 100-bed intensive care unit - the largest in Europe - and the largest single floor critical care unit in the world. (Photo by Christopher Furlong/Getty Images)
BIRMINGHAM, ENGLAND - FEBRUARY 07: A doctor at the Accident and Emergency department of the recently opened Birmingham Queen Elizabeth Hospital on February 7, 2011 in Birmingham, England. The new Queen Elizabeth Hospital accommodates 1,213 beds and 30 operating theatres. The super hospital has a 100-bed intensive care unit - the largest in Europe - and the largest single floor critical care unit in the world. (Photo by Christopher Furlong/Getty Images)
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How to Talk to Your Doctor

With the growing changes in healthcare more of the burden for the kind of care you receive is in your hands as much as your healthcare provider.

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DETROIT, MI - OCTOBER 23: People, mostly union and retired city workers, protest in front of the U.S. Courthouse where Detroit's bankruptcy eligibility trial began this morning October 23, 2013 in Detroit, Michigan. A federal judge will decide if the City of Detroit is even eligible to be in bankruptcy court. (Photo by Bill Pugliano/Getty Images)
DETROIT, MI - OCTOBER 23: People, mostly union and retired city workers, protest in front of the U.S. Courthouse where Detroit's bankruptcy eligibility trial began this morning October 23, 2013 in Detroit, Michigan. A federal judge will decide if the City of Detroit is even eligible to be in bankruptcy court. (Photo by Bill Pugliano/Getty Images)
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How Much Money Will You Need To Retire?

How much money will you need to have in some form of retirement account to maintain or increase your current standard of living?

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PHILADELPHIA - FEBRUARY 11: Blank Social Security checks are run through a printer at the U.S. Treasury printing facility February 11, 2005 in Philadelphia, Pennsylvania. As U.S. President George W. Bush travels the country to stump for his plan to change the Social Security system, opposition continues from some members of Congress and senior citizen groups concerned that the proposal would erode guarantees to the federal retirement program. (Photo by William Thomas Cain/Getty Images)
PHILADELPHIA - FEBRUARY 11: Blank Social Security checks are run through a printer at the U.S. Treasury printing facility February 11, 2005 in Philadelphia, Pennsylvania. As U.S. President George W. Bush travels the country to stump for his plan to change the Social Security system, opposition continues from some members of Congress and senior citizen groups concerned that the proposal would erode guarantees to the federal retirement program. (Photo by William Thomas Cain/Getty Images)
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Can Social Security Be Saved?

Fill in the blank. “Social Security will run out of money in the year _______?” This question has no easy answer due to our economy.

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(Photo by Jeff J Mitchell/Getty Images)
(Photo by Jeff J Mitchell/Getty Images)
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How To Write And Speak Good

There are many words we use that sound alike, or are similar in spelling, that are not interchangeable. For example ...

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WESTPORT, CT - SEPTEMBER 18: A man drives his antique car during an auto show of rare and luxury vehicles on September 18, 2011 in Westport, Connecticut. Despite some of the poorest cities in the country, Connecticut has the third highest average median income at $64,644 in America. Nationally the Census data shows that the numbers of the poor have risen to a record 46.2 million -- amounting to nearly 1 in 6 Americans. (Photo by Spencer Platt/Getty Images).
WESTPORT, CT - SEPTEMBER 18: A man drives his antique car during an auto show of rare and luxury vehicles on September 18, 2011 in Westport, Connecticut. Despite some of the poorest cities in the country, Connecticut has the third highest average median income at $64,644 in America. Nationally the Census data shows that the numbers of the poor have risen to a record 46.2 million -- amounting to nearly 1 in 6 Americans. (Photo by Spencer Platt/Getty Images).
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Job Creation: Thank The Rich

With unemployment numbers going down each month there is still a valid concern among American workers about where the jobs are and who actually creates them.

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