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LONDON, ENGLAND - MARCH 27: Chefs prepare ahead of the announcement of the winner of the UK's most prestigious hospitality scholarship, the Le Cordon Bleu UK Scholarship Award 2013, receiving the award from chef Pierre Koffmann at a reception at Le Cordon Bleu's Centre of Excellence in London's Bloomsbury Square. Zoe McReynolds beat entrants from all over the UK to scoop the £30,000 prize, and will now study the world-renowned Le Grand Diplome at Le Cordon Bleu before enjoying an apprenticeship with Koffmann at Le Cordon Bleu on March 27, 2013 in London, England. (Photo by Ben A. Pruchnie/Getty Images For Le Cordon Bleu)
LONDON, ENGLAND - MARCH 27: Chefs prepare ahead of the announcement of the winner of the UK's most prestigious hospitality scholarship, the Le Cordon Bleu UK Scholarship Award 2013, receiving the award from chef Pierre Koffmann at a reception at Le Cordon Bleu's Centre of Excellence in London's Bloomsbury Square. Zoe McReynolds beat entrants from all over the UK to scoop the £30,000 prize, and will now study the world-renowned Le Grand Diplome at Le Cordon Bleu before enjoying an apprenticeship with Koffmann at Le Cordon Bleu on March 27, 2013 in London, England. (Photo by Ben A. Pruchnie/Getty Images For Le Cordon Bleu)
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The Youth Minimum Wage

This is a great way for an employer to bring in inexperienced help and take advantage of the 90 days to train and possibly develop a quality employee.

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BARCELONA, SPAIN - FEBRUARY 26: A cook prepares sweet 'Tapas' on the new restaurant 'Tickets' created by Ferran Andria and his brother Albert Adria on February 26, 2011 in Barcelona, Spain. Ferran Adria and his brother Albert Adria will open a new 'Tapas' restaurant under the name of 'Tickets' on March 1 in downtown Barcelona. (Photo by David Ramos/Getty Images)
BARCELONA, SPAIN - FEBRUARY 26: A cook prepares sweet 'Tapas' on the new restaurant 'Tickets' created by Ferran Andria and his brother Albert Adria on February 26, 2011 in Barcelona, Spain. Ferran Adria and his brother Albert Adria will open a new 'Tapas' restaurant under the name of 'Tickets' on March 1 in downtown Barcelona. (Photo by David Ramos/Getty Images)
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What Happens To That Tip You Give A Waiter?

Both Department of Labor and the Fair Labor Standards Act regulate tipped employees and their employers.

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SAN DIEGO - AUGUST 29: Jimmie Johnson with the 'hole-in-one' prize Corvette at the first annual Jimmie Johnson Foundation Charity Golf tournament raising money for Habitat for Humanity Wednesday, August 29, 2007, at the River Walk golf course in San Diego, California (Photo by Kent Horner/Getty Images)
SAN DIEGO - AUGUST 29: Jimmie Johnson with the 'hole-in-one' prize Corvette at the first annual Jimmie Johnson Foundation Charity Golf tournament raising money for Habitat for Humanity Wednesday, August 29, 2007, at the River Walk golf course in San Diego, California (Photo by Kent Horner/Getty Images)
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Why Do You Buy The Things You Buy?

Have you ever seen someone wearing something and you wonder to yourself, “Why on earth did they buy that?”

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SEPTEMBER 16: Traders work the floor of the New York Stock Exchange on September 16, 2013 in New York City. The Dow Jones Industrial Average traded up 119 points, closing at 15,495. Five years after the beginning of the financlial crisis, Wall Street has more than recovered its losses, although unemployment nationwide remains high. (Photo by John Moore/Getty Images)
SEPTEMBER 16: Traders work the floor of the New York Stock Exchange on September 16, 2013 in New York City. The Dow Jones Industrial Average traded up 119 points, closing at 15,495. Five years after the beginning of the financlial crisis, Wall Street has more than recovered its losses, although unemployment nationwide remains high. (Photo by John Moore/Getty Images)
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Are You Financially Healthy?

Americans are not great savers; they don’t always handle credit responsibly, and often live beyond their means. The good news is all is not lost.

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CHICAGO, IL - NOVEMBER 02: A trader signals an offer in the Eurodollar pit at the CME Group prior to the Federal Reserve's announcement that interest rates would remain unchanged November 2, 2011 in Chicago, Illinois. The Federal Reserve announced that interest rates would remain unchanged. (Photo by Scott Olson/Getty Images)
CHICAGO, IL - NOVEMBER 02: A trader signals an offer in the Eurodollar pit at the CME Group prior to the Federal Reserve's announcement that interest rates would remain unchanged November 2, 2011 in Chicago, Illinois. The Federal Reserve announced that interest rates would remain unchanged. (Photo by Scott Olson/Getty Images)
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Are You Financially Healthy?

Americans are not great savers; they don’t always handle credit responsibly, and often live beyond their means.

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DETROIT, MI - Protestors rally in front of the U.S. Courthouse in Detroit where Detroit's bankruptcy eligibility trial is taking place October 28, 2013 in Detroit, Michigan. Michigan's Governor Rick Snyder is expected to testify today at the trial A federal judge will decide if the City of Detroit is even eligible to be in bankruptcy court. (Photo by Bill Pugliano/Getty Images)
DETROIT, MI - Protestors rally in front of the U.S. Courthouse in Detroit where Detroit's bankruptcy eligibility trial is taking place October 28, 2013 in Detroit, Michigan. Michigan's Governor Rick Snyder is expected to testify today at the trial A federal judge will decide if the City of Detroit is even eligible to be in bankruptcy court. (Photo by Bill Pugliano/Getty Images)
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Are You Being “Aged” Out Of The Workforce?

There is a new buzzword in the economic vocabulary you need to be aware of. That new word is “deskilled.”

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NEW YORK, NY - OCTOBER 25: Bethenny hosts Farrah Abraham and Bethenny tests infomercial product at CBS Broadcast Center on October 25, 2013 in New York City. (Photo by Neilson Barnard/Getty Images for 'bethenny')
NEW YORK, NY - OCTOBER 25: Bethenny hosts Farrah Abraham and Bethenny tests infomercial product at CBS Broadcast Center on October 25, 2013 in New York City. (Photo by Neilson Barnard/Getty Images for 'bethenny')
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Did You Ever Wonder Why Everything On Late Night TV Is $19.95?

I understand shipping but I have to pay for the person to put the item in a box? That seems a little much.

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NEW YORK, NY - SEPTEMBER 04: Protesters demanding higher wages and unionization for fast food workers march near Times Square on September 4, 2014 in New York City. Protests are planned in more than 100 cities throughout the U.S. today, as workers demand higher wages. (Photo by Andrew Burton/Getty Images)
NEW YORK, NY - SEPTEMBER 04: Protesters demanding higher wages and unionization for fast food workers march near Times Square on September 4, 2014 in New York City. Protests are planned in more than 100 cities throughout the U.S. today, as workers demand higher wages. (Photo by Andrew Burton/Getty Images)
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Are You Really Sure You Want A $15.00 Minimum Wage?

So if there is a $15 minimum wage, how much more are you willing to pay to enjoy your favorite McDonald’s, Wendy’s, Taco Bell, or Subway delicacies?

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WOLFSBURG, GERMANY - MARCH 07: Employees walk below automated conveyors moving partially-assembled Volkswagen Touran and Tiguan cars at the Volkswagen factory on March 7, 2012 in Wolfsburg, Germany. In 2011 Volkswagen achieved record results, with profits of EUR 15.8 million and production of over 8 million cars worldwide. (Photo by Sean Gallup/Getty Images)
WOLFSBURG, GERMANY - MARCH 07: Employees walk below automated conveyors moving partially-assembled Volkswagen Touran and Tiguan cars at the Volkswagen factory on March 7, 2012 in Wolfsburg, Germany. In 2011 Volkswagen achieved record results, with profits of EUR 15.8 million and production of over 8 million cars worldwide. (Photo by Sean Gallup/Getty Images)
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If Automation Reduces Payroll, Why Aren’t Things Cheaper?

A single farmer can till and plant several times the acreage of a farmer 20 ago. But consider the cost of the equipment making that possible.

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WASHINGTON - NOVEMBER 19: (L-R) Acting U.S. Comptroller General Gene Dodaro of the Government Accountability Office; Earl Devaney, chairman of the Recovery Accountability and Transparency Board; Deputy Education Secretary Anthony Wilder Miller and Deputy Transportation Secretary John Porcari are sworn in before the House Oversight and Government Reform Committee November 19, 2009 in Washington, DC. The committee held a hearing on 'Tracking the Money: How Recovery Act Recipients Account for their Use of Stimulus Dollars. (Photo by Win McNamee/Getty Images)
WASHINGTON - NOVEMBER 19: (L-R) Acting U.S. Comptroller General Gene Dodaro of the Government Accountability Office; Earl Devaney, chairman of the Recovery Accountability and Transparency Board; Deputy Education Secretary Anthony Wilder Miller and Deputy Transportation Secretary John Porcari are sworn in before the House Oversight and Government Reform Committee November 19, 2009 in Washington, DC. The committee held a hearing on 'Tracking the Money: How Recovery Act Recipients Account for their Use of Stimulus Dollars. (Photo by Win McNamee/Getty Images)
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Transparency? Are You Kidding Me?

What exactly is transparency? In government and business terms it means you can only see through the parts we want you to see through.

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