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	<title>AM 1450 KMMS - Bozeman&#039;s News Talk Leader &#187; Finances</title>
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		<title>What The Rich Know That You Don&#039;t</title>
		<link>http://kmmsam.com/what-the-rich-know-that-you-dont/</link>
		<comments>http://kmmsam.com/what-the-rich-know-that-you-dont/#comments</comments>
		<pubDate>Tue, 21 May 2013 12:00:03 +0000</pubDate>
		<dc:creator>Tom Egelhoff</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[AM 1450 Exclusive]]></category>
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		<category><![CDATA[Stock Market]]></category>
		<category><![CDATA[Tom's Opinion]]></category>
		<category><![CDATA[compounding]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[middle class]]></category>
		<category><![CDATA[paycheck]]></category>
		<category><![CDATA[rich]]></category>
		<category><![CDATA[tom egelhoff]]></category>
		<category><![CDATA[wealthy]]></category>

		<guid isPermaLink="false">http://kmmsam.com/?p=141105</guid>
		<description><![CDATA[Is the gap between the rich and poor getting wider? Or, are more people getting smarter and moving out of the lower and middle classes?]]></description>
			<content:encoded><![CDATA[<p>Is the gap between the rich and poor getting wider? Or, are more people getting smarter and moving out of the lower and middle classes?
<p class="more_act text"><a href="http://kmmsam.com/what-the-rich-know-that-you-dont/" title="What The Rich Know That You Don’t">Read More</a><em>|</em><a href="http://kmmsam.com/what-the-rich-know-that-you-dont/#comments_wrap" title="What The Rich Know That You Don’t">Comment</a></p>
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	<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://wac.450F.edgecastcdn.net/80450F/kmmsam.com/files/2013/05/156986152.jpg" height="396" width="594" /><media:description xmlns:media="http://search.yahoo.com/mrss/">(L-R) Warren Buffett, Jamie Dimon and Cathy Baron-Tamraz (Photo by Donald Bowers/Getty Images for FORTUNE)</media:description>	</item>
		<item>
		<title>The Gray Suit Guy At My Bank</title>
		<link>http://kmmsam.com/the-gray-suit-guy-at-my-bank/</link>
		<comments>http://kmmsam.com/the-gray-suit-guy-at-my-bank/#comments</comments>
		<pubDate>Tue, 07 May 2013 12:00:31 +0000</pubDate>
		<dc:creator>Tom Egelhoff</dc:creator>
				<category><![CDATA[AM 1450 Exclusive]]></category>
		<category><![CDATA[Business]]></category>
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		<category><![CDATA[Just For Fun]]></category>
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		<category><![CDATA[Survey]]></category>
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		<category><![CDATA[Tom's Opinion]]></category>
		<category><![CDATA[ATM]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[direct deposit]]></category>
		<category><![CDATA[drive up window]]></category>
		<category><![CDATA[gray suit]]></category>
		<category><![CDATA[online banking]]></category>
		<category><![CDATA[tom egelhoff]]></category>

		<guid isPermaLink="false">http://kmmsam.com/?p=137960</guid>
		<description><![CDATA[When I walked into the bank a nice gentleman in a gray suit holding a clipboard welcomed me and my first thought was, “Oh no, I’m going to get hit with some kind of survey before I get out of here.” ]]></description>
			<content:encoded><![CDATA[<p>When I walked into the bank a nice gentleman in a gray suit holding a clipboard welcomed me and my first thought was, “Oh no, I’m going to get hit with some kind of survey before I get out of here.”
<p class="more_act text"><a href="http://kmmsam.com/the-gray-suit-guy-at-my-bank/" title="The Gray Suit Guy At My Bank">Read More</a><em>|</em><a href="http://kmmsam.com/the-gray-suit-guy-at-my-bank/#comments_wrap" title="The Gray Suit Guy At My Bank">Comment</a></p>
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		<item>
		<title>How to Hire Summer Help</title>
		<link>http://kmmsam.com/how-to-hire-summer-help/</link>
		<comments>http://kmmsam.com/how-to-hire-summer-help/#comments</comments>
		<pubDate>Tue, 30 Apr 2013 12:00:47 +0000</pubDate>
		<dc:creator>Tom Egelhoff</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[AM 1450 Exclusive]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Economy]]></category>
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		<category><![CDATA[Money]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Small Business Help]]></category>
		<category><![CDATA[Tom's Opinion]]></category>
		<category><![CDATA[60 day new hire survey]]></category>
		<category><![CDATA[attitude]]></category>
		<category><![CDATA[employee]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[ethic]]></category>
		<category><![CDATA[seasonal]]></category>
		<category><![CDATA[skill positions]]></category>
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		<category><![CDATA[tom egelhoff]]></category>

		<guid isPermaLink="false">http://kmmsam.com/?p=136092</guid>
		<description><![CDATA[Higher pay usually attracts better workers. Before you tell me you can’t afford to pay more, consider this.]]></description>
			<content:encoded><![CDATA[<p>Higher pay usually attracts better workers. Before you tell me you can’t afford to pay more, consider this.
<p class="more_act text"><a href="http://kmmsam.com/how-to-hire-summer-help/" title="How to Hire Summer Help">Read More</a><em>|</em><a href="http://kmmsam.com/how-to-hire-summer-help/#comments_wrap" title="How to Hire Summer Help">Comment</a></p>
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		<item>
		<title>Do We Really Need An Internet Tax?</title>
		<link>http://kmmsam.com/do-we-really-need-an-internet-tax/</link>
		<comments>http://kmmsam.com/do-we-really-need-an-internet-tax/#comments</comments>
		<pubDate>Mon, 29 Apr 2013 12:00:48 +0000</pubDate>
		<dc:creator>Tom Egelhoff</dc:creator>
				<category><![CDATA[Advice]]></category>
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		<category><![CDATA[Government]]></category>
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		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Small Business Help]]></category>
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		<category><![CDATA[Governor James S. Gilmore]]></category>
		<category><![CDATA[internet]]></category>
		<category><![CDATA[Livingston]]></category>
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		<category><![CDATA[tom egelhoff]]></category>

		<guid isPermaLink="false">http://kmmsam.com/?p=135814</guid>
		<description><![CDATA[Assuming online retailers could realize a nice 3% profit after expenses there would be a taxable income of $6.75 billion — hardly a national debt busting amount in a trillion dollar plus economy. ]]></description>
			<content:encoded><![CDATA[<p>Assuming online retailers could realize a nice 3% profit after expenses there would be a taxable income of $6.75 billion — hardly a national debt busting amount in a trillion dollar plus economy.
<p class="more_act text"><a href="http://kmmsam.com/do-we-really-need-an-internet-tax/" title="Do We Really Need An Internet Tax?">Read More</a><em>|</em><a href="http://kmmsam.com/do-we-really-need-an-internet-tax/#comments_wrap" title="Do We Really Need An Internet Tax?">Comment</a></p>
]]></content:encoded>
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	<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://wac.450F.edgecastcdn.net/80450F/kmmsam.com/files/2013/04/167271096.jpg" height="396" width="594" /><media:description xmlns:media="http://search.yahoo.com/mrss/">WASHINGTON, DC - APRIL 23: (L-R) Sen. Lamar Alexander (R-TN), Sen. Mike Enzi (R-WY), Peter Sides of the Robert M. Sides Family Music Center, Sen. Heidi Heitkamp (D-ND) and Senate Majority Whip Richard Durbin (D-IL) participate in a news conference about the Marketplace Fairness Act in the Dirksen Senate Office Building on Capitol Hill April 23, 2013 in Washington, DC. According to the bill&#039;s authors, the proposed legislation would provide states with the authority to require out-of-state retailers to collect and remit tax on purchases shipped into the state, allowing brick-and-mortar retailers to compete with online retailers. (Photo by Chip Somodevilla/Getty Images) </media:description>	</item>
		<item>
		<title>Bitcoins, Basket of Currencies, Rethinking Money</title>
		<link>http://kmmsam.com/bitcoins-basket-of-currencies-rethinking-money/</link>
		<comments>http://kmmsam.com/bitcoins-basket-of-currencies-rethinking-money/#comments</comments>
		<pubDate>Fri, 26 Apr 2013 17:14:35 +0000</pubDate>
		<dc:creator>Tom Egelhoff</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[AM 1450 Exclusive]]></category>
		<category><![CDATA[Bozeman News]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Interview Audio]]></category>
		<category><![CDATA[Baskets of Money]]></category>
		<category><![CDATA[Debit Card]]></category>
		<category><![CDATA[Jacqui Dunne]]></category>
		<category><![CDATA[tom egelhoff]]></category>

		<guid isPermaLink="false">http://kmmsam.com/?p=135569</guid>
		<description><![CDATA[On this mornings show Mark and Tom spoke with Jacqui Dunne, author of &#8220;Rethinking Money: How New Currencies Turn Scarcity Into Prosperity.&#8221; Bitcoins, the Euro, basket of currencies and the Federal Reserve were some of the topics discussed. Jacqui Dunne is an award-winning journalist from Ireland and co-author with Bernard Lietaer, and international expert on [...]]]></description>
			<content:encoded><![CDATA[<p>On this mornings show Mark and Tom spoke with Jacqui Dunne, author of <em><strong><a href="http://www.amazon.com/Rethinking-Money-Currencies-Scarcity-Prosperity/dp/1609942965" target="_blank">"Rethinking Money: How New Currencies Turn Scarcity Into Prosperity." </a></strong></em>Bitcoins, the Euro, basket of currencies and the Federal Reserve were some of the topics discussed.</p>
<p>Jacqui Dunne is
<p class="more_act text"><a href="http://kmmsam.com/bitcoins-basket-of-currencies-rethinking-money/" title="Bitcoins, Basket of Currencies, Rethinking Money">Read More</a><em>|</em><a href="http://kmmsam.com/bitcoins-basket-of-currencies-rethinking-money/#comments_wrap" title="Bitcoins, Basket of Currencies, Rethinking Money">Comment</a></p>
]]></content:encoded>
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<enclosure url="http://wac.450F.edgecastcdn.net/80450F/kmmsam.com/files/2013/04/Tom-and-Jacqui.mp3" length="0" type="audio/mpeg" />
	<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://wac.450F.edgecastcdn.net/80450F/kmmsam.com/files/2013/04/JacquiDunne.jpg" height="600" width="399" /><media:description xmlns:media="http://search.yahoo.com/mrss/">Photo by Jacqui Dunne</media:description>	</item>
		<item>
		<title>Mike McCormick Weekly Money Talk 4-19-13 [AUDIO]</title>
		<link>http://kmmsam.com/mike-mccormick-weekly-money-talk-4-19-13-audio/</link>
		<comments>http://kmmsam.com/mike-mccormick-weekly-money-talk-4-19-13-audio/#comments</comments>
		<pubDate>Sun, 21 Apr 2013 23:08:00 +0000</pubDate>
		<dc:creator>Mark Allen</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[AM 1450 Exclusive]]></category>
		<category><![CDATA[Bozeman News]]></category>
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		<category><![CDATA[Bit Coins]]></category>
		<category><![CDATA[Cascade Financial]]></category>
		<category><![CDATA[Mike McCormick]]></category>

		<guid isPermaLink="false">http://kmmsam.com/?p=133938</guid>
		<description><![CDATA[What the heck is a Bit Coin? Sounds like a giant Ponzi scheme to me. What should you be doing with those tax refunds? What are Mike&#8217;s favorite area&#8217;s to invest in this week?]]></description>
			<content:encoded><![CDATA[<p>What the heck is a Bit Coin? Sounds like a giant Ponzi scheme to me.</p>
<p>What should you be doing with those tax refunds?</p>
<p>What are Mike's favorite area's to invest in this week?</p>
]]></content:encoded>
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<enclosure url="http://wac.450F.edgecastcdn.net/80450F/kmmsam.com/files/2013/04/Mike-McCormick-4-19.mp3" length="0" type="audio/mpeg" />
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		<item>
		<title>Tom&#039;s Opinion: Employee Exploitation</title>
		<link>http://kmmsam.com/toms-opinion-employee-exploitation/</link>
		<comments>http://kmmsam.com/toms-opinion-employee-exploitation/#comments</comments>
		<pubDate>Wed, 17 Apr 2013 12:00:51 +0000</pubDate>
		<dc:creator>Tom Egelhoff</dc:creator>
				<category><![CDATA[Advice]]></category>
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		<category><![CDATA[Small Business Help]]></category>
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		<category><![CDATA[Twitter]]></category>
		<category><![CDATA[container strore]]></category>
		<category><![CDATA[corporations]]></category>
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		<category><![CDATA[employer]]></category>
		<category><![CDATA[kip tindell]]></category>
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		<category><![CDATA[wages]]></category>
		<category><![CDATA[Walmart]]></category>

		<guid isPermaLink="false">http://kmmsam.com/?p=133023</guid>
		<description><![CDATA[There is no shortage of posts on Facebook, Twitter and others about the so-called “little guy” getting the shaft from their fat cat business owners.]]></description>
			<content:encoded><![CDATA[<p>There is no shortage of posts on Facebook, Twitter and others about the so-called “little guy” getting the shaft from their fat cat business owners.
<p class="more_act text"><a href="http://kmmsam.com/toms-opinion-employee-exploitation/" title="Tom&#8217;s Opinion: Employee Exploitation">Read More</a><em>|</em><a href="http://kmmsam.com/toms-opinion-employee-exploitation/#comments_wrap" title="Tom&#8217;s Opinion: Employee Exploitation">Comment</a></p>
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		<item>
		<title>Carl Graham Talks About Tax Day Stats [AUDIO]</title>
		<link>http://kmmsam.com/carl-graham-talks-about-tax-day-stats-audio/</link>
		<comments>http://kmmsam.com/carl-graham-talks-about-tax-day-stats-audio/#comments</comments>
		<pubDate>Mon, 15 Apr 2013 23:13:36 +0000</pubDate>
		<dc:creator>Mark Allen</dc:creator>
				<category><![CDATA[AM 1450 Exclusive]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Interview Audio]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Carl Graham]]></category>
		<category><![CDATA[Montana Policy Institute]]></category>
		<category><![CDATA[Tax Day]]></category>

		<guid isPermaLink="false">http://kmmsam.com/?p=132700</guid>
		<description><![CDATA[When is Tax Freedom Day, who pays what when it comes to taxes, are you in the upper 50% or the lower 50%? What is the State tax burden per Montana resident? Carl Graham visited us in the studio to answer these questions and more.]]></description>
			<content:encoded><![CDATA[<p>When is Tax Freedom Day, who pays what when it comes to taxes, are you in the upper 50% or the lower 50%?</p>
<p>What is the State tax burden per Montana resident?</p>
<p>Carl Graham visited us in the studio to answer these questions and more
<p class="more_act text"><a href="http://kmmsam.com/carl-graham-talks-about-tax-day-stats-audio/" title="Carl Graham Talks About Tax Day Stats [AUDIO]">Read More</a><em>|</em><a href="http://kmmsam.com/carl-graham-talks-about-tax-day-stats-audio/#comments_wrap" title="Carl Graham Talks About Tax Day Stats [AUDIO]">Comment</a></p>
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	<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://tsminteractive.com/files/2013/03/tax-returns.jpg" height="420" width="630" /><media:description xmlns:media="http://search.yahoo.com/mrss/">iStockphoto</media:description>	</item>
		<item>
		<title>Happy Tax Day!!</title>
		<link>http://kmmsam.com/happy-tax-day/</link>
		<comments>http://kmmsam.com/happy-tax-day/#comments</comments>
		<pubDate>Mon, 15 Apr 2013 12:00:59 +0000</pubDate>
		<dc:creator>Tom Egelhoff</dc:creator>
				<category><![CDATA[AM 1450 Exclusive]]></category>
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		<guid isPermaLink="false">http://kmmsam.com/?p=132390</guid>
		<description><![CDATA[Most people think the income tax came along in 1913. Not so fast grasshopper. In 1862 we had another war to pay for. ]]></description>
			<content:encoded><![CDATA[<p>Most people think the income tax came along in 1913. Not so fast grasshopper. In 1862 we had another war to pay for.
<p class="more_act text"><a href="http://kmmsam.com/happy-tax-day/" title="Happy Tax Day!!">Read More</a><em>|</em><a href="http://kmmsam.com/happy-tax-day/#comments_wrap" title="Happy Tax Day!!">Comment</a></p>
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	<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://wac.450F.edgecastcdn.net/80450F/kmmsam.com/files/2013/04/1310582.jpg" height="411" width="594" /><media:description xmlns:media="http://search.yahoo.com/mrss/">A man deposits his tax return into a mailbox on the final day for filing taxes,  It is estimated that some 24 million Americans will be filing their returns on this day. (Erik S. Lesser/Newsmakers) (Getty Images)</media:description>	</item>
		<item>
		<title>Is &quot;Bitcoin&quot; The New Digital Gold?</title>
		<link>http://kmmsam.com/is-bitcoin-the-new-digital-gold/</link>
		<comments>http://kmmsam.com/is-bitcoin-the-new-digital-gold/#comments</comments>
		<pubDate>Mon, 08 Apr 2013 12:00:50 +0000</pubDate>
		<dc:creator>Tom Egelhoff</dc:creator>
				<category><![CDATA[AM 1450 Exclusive]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Consumer Advice]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Tom's Opinion]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[bitcoin]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[regulations]]></category>
		<category><![CDATA[tom egelhoff]]></category>

		<guid isPermaLink="false">http://kmmsam.com/?p=130853</guid>
		<description><![CDATA[The conspiracy folk’s dreams may have been answered with bitcoin. It has a lot of positives they will surely like.]]></description>
			<content:encoded><![CDATA[<p>The conspiracy folk’s dreams may have been answered with bitcoin. It has a lot of positives they will surely like.
<p class="more_act text"><a href="http://kmmsam.com/is-bitcoin-the-new-digital-gold/" title="Is “Bitcoin” The New Digital Gold?">Read More</a><em>|</em><a href="http://kmmsam.com/is-bitcoin-the-new-digital-gold/#comments_wrap" title="Is “Bitcoin” The New Digital Gold?">Comment</a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
	<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://wac.450F.edgecastcdn.net/80450F/kmmsam.com/files/2013/04/165716353.jpg" height="396" width="594" /><media:description xmlns:media="http://search.yahoo.com/mrss/">Spencer Platt/Getty Images</media:description>	</item>
		<item>
		<title>Rudeness In The Workplace</title>
		<link>http://kmmsam.com/rudeness-in-the-workplace/</link>
		<comments>http://kmmsam.com/rudeness-in-the-workplace/#comments</comments>
		<pubDate>Fri, 05 Apr 2013 12:00:31 +0000</pubDate>
		<dc:creator>Tom Egelhoff</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[AM 1450 Exclusive]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Tom's Opinion]]></category>
		<category><![CDATA[60 day new hire survey]]></category>
		<category><![CDATA[conflict]]></category>
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		<category><![CDATA[incivility]]></category>
		<category><![CDATA[management]]></category>
		<category><![CDATA[personnel]]></category>
		<category><![CDATA[politics]]></category>
		<category><![CDATA[religion]]></category>
		<category><![CDATA[retail]]></category>
		<category><![CDATA[rudeness]]></category>
		<category><![CDATA[tom egelhoff]]></category>
		<category><![CDATA[workplace]]></category>

		<guid isPermaLink="false">http://kmmsam.com/?p=130291</guid>
		<description><![CDATA[If two or more people spend eight hours working side by side, sooner or later, there is going to be some disagreements that can sometimes escalate out of control.]]></description>
			<content:encoded><![CDATA[<p>If two or more people spend eight hours working side by side, sooner or later, there is going to be some disagreements that can sometimes escalate out of control.
<p class="more_act text"><a href="http://kmmsam.com/rudeness-in-the-workplace/" title="Rudeness In The Workplace">Read More</a><em>|</em><a href="http://kmmsam.com/rudeness-in-the-workplace/#comments_wrap" title="Rudeness In The Workplace">Comment</a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
	<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://wac.450F.edgecastcdn.net/80450F/kmmsam.com/files/2013/04/5836786946_3c26ee7ae7_z.jpg" height="457" width="640" /><media:description xmlns:media="http://search.yahoo.com/mrss/">Flickr Photo USDA gov&#039;s photostream</media:description>	</item>
		<item>
		<title>Mike McCormick With Cascade Financial And Our Weekly Money Talk [AUDIO]</title>
		<link>http://kmmsam.com/mike-mccormick-with-cascade-financial-and-our-weekly-money-talk-audio/</link>
		<comments>http://kmmsam.com/mike-mccormick-with-cascade-financial-and-our-weekly-money-talk-audio/#comments</comments>
		<pubDate>Tue, 02 Apr 2013 13:50:08 +0000</pubDate>
		<dc:creator>Mark Allen</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[AM 1450 Exclusive]]></category>
		<category><![CDATA[Bozeman News]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Interview Audio]]></category>
		<category><![CDATA[Cascade Financial]]></category>
		<category><![CDATA[Mike McCormick]]></category>

		<guid isPermaLink="false">http://kmmsam.com/?p=129338</guid>
		<description><![CDATA[Cyprus, Stimulus, Retirement, Bernanke and where your money should be.]]></description>
			<content:encoded><![CDATA[<p>Cyprus, Stimulus, Retirement, Bernanke and where your money should be.</p>
]]></content:encoded>
			<wfw:commentRss>http://kmmsam.com/mike-mccormick-with-cascade-financial-and-our-weekly-money-talk-audio/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://wac.450F.edgecastcdn.net/80450F/kmmsam.com/files/2013/04/Mike-McCormick-3-29.mp3" length="0" type="audio/mpeg" />
	<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://wac.450F.edgecastcdn.net/80450F/kmmsam.com/files/2013/04/100_0261.jpg" height="2736" width="3648" />	</item>
		<item>
		<title>[Podcast] Downturns: What to Do During Tough Economic Times</title>
		<link>http://kmmsam.com/podcast-downturns-what-to-do-during-tough-economic-times/</link>
		<comments>http://kmmsam.com/podcast-downturns-what-to-do-during-tough-economic-times/#comments</comments>
		<pubDate>Mon, 01 Apr 2013 12:00:58 +0000</pubDate>
		<dc:creator>Tom Egelhoff</dc:creator>
				<category><![CDATA[Advice]]></category>
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		<category><![CDATA[Business]]></category>
		<category><![CDATA[Commentary]]></category>
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		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Open for Business]]></category>
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		<category><![CDATA[Radio]]></category>
		<category><![CDATA[Small Business Help]]></category>
		<category><![CDATA[Tom's Opinion]]></category>
		<category><![CDATA[barnes & noble]]></category>
		<category><![CDATA[Borders Books]]></category>
		<category><![CDATA[curcuit city]]></category>
		<category><![CDATA[economics]]></category>

		<guid isPermaLink="false">http://kmmsam.com/?p=129256</guid>
		<description><![CDATA[Why is Circuit City out of business but Best Buy is still here. Border's Books is gone but Barnes &#038; Nobel are still sending books out the door.]]></description>
			<content:encoded><![CDATA[<p>Why is Circuit City out of business but Best Buy is still here. Border's Books is gone but Barnes & Nobel are still sending books out the door.
<p class="more_act text"><a href="http://kmmsam.com/podcast-downturns-what-to-do-during-tough-economic-times/" title="[Podcast] Downturns: What to Do During Tough Economic Times">Read More</a><em>|</em><a href="http://kmmsam.com/podcast-downturns-what-to-do-during-tough-economic-times/#comments_wrap" title="[Podcast] Downturns: What to Do During Tough Economic Times">Comment</a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
	<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://wac.450F.edgecastcdn.net/80450F/kmmsam.com/files/2013/03/164819239.jpg" height="396" width="594" /><media:description xmlns:media="http://search.yahoo.com/mrss/">Spencer Platt/Getty Images</media:description>	</item>
		<item>
		<title>Planning For The Future Is Tough</title>
		<link>http://kmmsam.com/planning-for-the-future-is-tough/</link>
		<comments>http://kmmsam.com/planning-for-the-future-is-tough/#comments</comments>
		<pubDate>Mon, 18 Mar 2013 12:00:55 +0000</pubDate>
		<dc:creator>Tom Egelhoff</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[AM 1450 Exclusive]]></category>
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		<category><![CDATA[Consumer Advice]]></category>
		<category><![CDATA[Daily Distraction]]></category>
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		<category><![CDATA[Inspirational]]></category>
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		<category><![CDATA[Tom's Opinion]]></category>
		<category><![CDATA[age]]></category>
		<category><![CDATA[baseball]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[planning]]></category>
		<category><![CDATA[Stan Musial]]></category>
		<category><![CDATA[tom egelhoff]]></category>
		<category><![CDATA[Vacation]]></category>
		<category><![CDATA[wedding]]></category>

		<guid isPermaLink="false">http://kmmsam.com/?p=126755</guid>
		<description><![CDATA[Youth is no guarantee of long life. And age is relative to how you feel about it. Some people are old at 40 others are young at 90.]]></description>
			<content:encoded><![CDATA[<p>Youth is no guarantee of long life. And age is relative to how you feel about it. Some people are old at 40 others are young at 90.
<p class="more_act text"><a href="http://kmmsam.com/planning-for-the-future-is-tough/" title="Planning For The Future Is Tough">Read More</a><em>|</em><a href="http://kmmsam.com/planning-for-the-future-is-tough/#comments_wrap" title="Planning For The Future Is Tough">Comment</a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
	<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://wac.450F.edgecastcdn.net/80450F/kmmsam.com/files/2013/03/90246129.jpg" height="396" width="594" /><media:description xmlns:media="http://search.yahoo.com/mrss/">John Moore/Getty Images</media:description>	</item>
		<item>
		<title>Mike McCormick Tells Us Why He Thinks The Markets Are So Strong [AUDIO]</title>
		<link>http://kmmsam.com/mike-mccormick-tells-us-why-he-thinks-the-markets-are-so-strong-audio/</link>
		<comments>http://kmmsam.com/mike-mccormick-tells-us-why-he-thinks-the-markets-are-so-strong-audio/#comments</comments>
		<pubDate>Sun, 17 Mar 2013 19:18:38 +0000</pubDate>
		<dc:creator>Mark Allen</dc:creator>
				<category><![CDATA[AM 1450 Exclusive]]></category>
		<category><![CDATA[Bozeman News]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Interview Audio]]></category>
		<category><![CDATA[Cascade Financial]]></category>
		<category><![CDATA[Mike McCormick]]></category>

		<guid isPermaLink="false">http://kmmsam.com/?p=126602</guid>
		<description><![CDATA[Markets are up,record closings each day, and what is the reason? We hope your doing the right thing with your money.]]></description>
			<content:encoded><![CDATA[<p>Markets are up,record closings each day, and what is the reason?</p>
<p>We hope your doing the right thing with your money.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
<enclosure url="http://wac.450F.edgecastcdn.net/80450F/kmmsam.com/files/2013/03/Mike-McCormick-3-15.mp3" length="0" type="audio/mpeg" />
	<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://wac.450F.edgecastcdn.net/80450F/kmmsam.com/files/2013/03/100_0261.jpg" height="2736" width="3648" />	</item>
		<item>
		<title>Customers Don&#039;t Want To Be Sold; They Want You To Be An Assistant Buyer</title>
		<link>http://kmmsam.com/customers-dont-want-to-be-sold-they-want-you-to-be-an-assistant-buyer/</link>
		<comments>http://kmmsam.com/customers-dont-want-to-be-sold-they-want-you-to-be-an-assistant-buyer/#comments</comments>
		<pubDate>Tue, 12 Mar 2013 12:00:30 +0000</pubDate>
		<dc:creator>Tom Egelhoff</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[AM 1450 Exclusive]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Small Business Help]]></category>
		<category><![CDATA[Tom's Opinion]]></category>
		<category><![CDATA[buying]]></category>
		<category><![CDATA[customer]]></category>
		<category><![CDATA[economic times]]></category>
		<category><![CDATA[gross margin]]></category>
		<category><![CDATA[Sales]]></category>
		<category><![CDATA[selling]]></category>
		<category><![CDATA[small business]]></category>
		<category><![CDATA[tips]]></category>
		<category><![CDATA[training]]></category>

		<guid isPermaLink="false">http://kmmsam.com/?p=125811</guid>
		<description><![CDATA[We’ve all heard the old saying, “Nothing happens until someone sells something.” To many people that statement implies some form of coercion or manipulation.]]></description>
			<content:encoded><![CDATA[<p>We’ve all heard the old saying, “Nothing happens until someone sells something.” To many people that statement implies some form of coercion or manipulation.
<p class="more_act text"><a href="http://kmmsam.com/customers-dont-want-to-be-sold-they-want-you-to-be-an-assistant-buyer/" title="Customers Don’t Want To Be Sold; They Want You To Be An Assistant Buyer">Read More</a><em>|</em><a href="http://kmmsam.com/customers-dont-want-to-be-sold-they-want-you-to-be-an-assistant-buyer/#comments_wrap" title="Customers Don’t Want To Be Sold; They Want You To Be An Assistant Buyer">Comment</a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
	<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://wac.450F.edgecastcdn.net/80450F/kmmsam.com/files/2013/03/102708214.jpg" height="396" width="594" /><media:description xmlns:media="http://search.yahoo.com/mrss/">Dan Kitwood/Getty Images</media:description>	</item>
		<item>
		<title>Montana Women Still Make Less Than Male Counterparts! 26% Less.</title>
		<link>http://kmmsam.com/montana-women-still-make-less-than-male-counterparts-26-less/</link>
		<comments>http://kmmsam.com/montana-women-still-make-less-than-male-counterparts-26-less/#comments</comments>
		<pubDate>Sun, 10 Mar 2013 20:52:42 +0000</pubDate>
		<dc:creator>Mark Allen</dc:creator>
				<category><![CDATA[AM 1450 Exclusive]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Mark's Opinion]]></category>
		<category><![CDATA[Montana News]]></category>
		<category><![CDATA[Mens Wages]]></category>
		<category><![CDATA[Womens Wages]]></category>

		<guid isPermaLink="false">http://kmmsam.com/?p=125621</guid>
		<description><![CDATA[Men make on average 26% more money in Montana than Women do. In Montana the latest figures show that women make on average $31,067 compared to $41,635 for men. That&#8217;s a little more than a $10 thousand difference. At the same time 21% of women have bachelor&#8217;s degrees compared to 18% of men. The study [...]]]></description>
			<content:encoded><![CDATA[<p>Men make on average 26% more money in Montana than Women do. In Montana the latest figures show that women make on average $31,067 compared to $41,635 for men. That's a little more than a $10 thousand difference.
<p class="more_act text"><a href="http://kmmsam.com/montana-women-still-make-less-than-male-counterparts-26-less/" title="Montana Women Still Make Less Than Male Counterparts! 26% Less.">Read More</a><em>|</em><a href="http://kmmsam.com/montana-women-still-make-less-than-male-counterparts-26-less/#comments_wrap" title="Montana Women Still Make Less Than Male Counterparts! 26% Less.">Comment</a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
	<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://wac.450F.edgecastcdn.net/80450F/kmmsam.com/files/2013/03/business.jpg" height="282" width="425" /><media:description xmlns:media="http://search.yahoo.com/mrss/">ThinkStock</media:description>	</item>
		<item>
		<title>Forbes Magazine Billionaire Kids Under 40</title>
		<link>http://kmmsam.com/forbes-magazine-billionaire-kids-under-40/</link>
		<comments>http://kmmsam.com/forbes-magazine-billionaire-kids-under-40/#comments</comments>
		<pubDate>Thu, 07 Mar 2013 13:00:53 +0000</pubDate>
		<dc:creator>Tom Egelhoff</dc:creator>
				<category><![CDATA[AM 1450 Exclusive]]></category>
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		<category><![CDATA[Money]]></category>
		<category><![CDATA[Stock Market]]></category>
		<category><![CDATA[Taxes]]></category>
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		<category><![CDATA[eduardo saverin]]></category>
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		<category><![CDATA[Zuckerberg]]></category>

		<guid isPermaLink="false">http://kmmsam.com/?p=125127</guid>
		<description><![CDATA[Love them or hate them there is a certain mystic about the rich especially the young rich.]]></description>
			<content:encoded><![CDATA[<p>Love them or hate them there is a certain mystic about the rich especially the young rich.
<p class="more_act text"><a href="http://kmmsam.com/forbes-magazine-billionaire-kids-under-40/" title="Forbes Magazine Billionaire Kids Under 40">Read More</a><em>|</em><a href="http://kmmsam.com/forbes-magazine-billionaire-kids-under-40/#comments_wrap" title="Forbes Magazine Billionaire Kids Under 40">Comment</a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
	<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://wac.450F.edgecastcdn.net/80450F/kmmsam.com/files/2013/03/77482702.jpg" height="366" width="594" /><media:description xmlns:media="http://search.yahoo.com/mrss/">Photo by Kimberly White/Getty Images</media:description>	</item>
		<item>
		<title>Tom&#039;s Opinion: Obamacare &#8211; The Hits Just Keep On Comin&#039;!</title>
		<link>http://kmmsam.com/toms-opinion-obamacare-the-hits-just-keep-on-comin/</link>
		<comments>http://kmmsam.com/toms-opinion-obamacare-the-hits-just-keep-on-comin/#comments</comments>
		<pubDate>Wed, 06 Mar 2013 13:00:43 +0000</pubDate>
		<dc:creator>Tom Egelhoff</dc:creator>
				<category><![CDATA[Advice]]></category>
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		<category><![CDATA[Economy]]></category>
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		<category><![CDATA[Health]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Small Business Help]]></category>
		<category><![CDATA[Tom's Opinion]]></category>
		<category><![CDATA[employees]]></category>
		<category><![CDATA[healthcare]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[Obamacare]]></category>
		<category><![CDATA[regulations]]></category>
		<category><![CDATA[tom egelhoff]]></category>

		<guid isPermaLink="false">http://kmmsam.com/?p=124939</guid>
		<description><![CDATA[Here are some changes and regulations you are going to have to abide by to keep your sanity and your business doors open.]]></description>
			<content:encoded><![CDATA[<p>Here are some changes and regulations you are going to have to abide by to keep your sanity and your business doors open.
<p class="more_act text"><a href="http://kmmsam.com/toms-opinion-obamacare-the-hits-just-keep-on-comin/" title="Tom&#8217;s Opinion: Obamacare &#8211; The Hits Just Keep On Comin’!">Read More</a><em>|</em><a href="http://kmmsam.com/toms-opinion-obamacare-the-hits-just-keep-on-comin/#comments_wrap" title="Tom&#8217;s Opinion: Obamacare &#8211; The Hits Just Keep On Comin’!">Comment</a></p>
]]></content:encoded>
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		<title>Two Words Missing From The Sequester Conversation</title>
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		<pubDate>Mon, 04 Mar 2013 13:00:49 +0000</pubDate>
		<dc:creator>Tom Egelhoff</dc:creator>
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		<description><![CDATA[How about a stripper making $80,000 a year getting a much needed $1,000 a month in food stamps that you and I pay for?]]></description>
			<content:encoded><![CDATA[<p>How about a stripper making $80,000 a year getting a much needed $1,000 a month in food stamps that you and I pay for?
<p class="more_act text"><a href="http://kmmsam.com/two-words-missing-from-the-sequester-conversation/" title="Two Words Missing From The Sequester Conversation">Read More</a><em>|</em><a href="http://kmmsam.com/two-words-missing-from-the-sequester-conversation/#comments_wrap" title="Two Words Missing From The Sequester Conversation">Comment</a></p>
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