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NEW YORK, NY - SEPTEMBER 04: Protesters demanding higher wages and unionization for fast food workers march near Times Square on September 4, 2014 in New York City. Protests are planned in more than 100 cities throughout the U.S. today, as workers demand higher wages. (Photo by Andrew Burton/Getty Images)
NEW YORK, NY - SEPTEMBER 04: Protesters demanding higher wages and unionization for fast food workers march near Times Square on September 4, 2014 in New York City. Protests are planned in more than 100 cities throughout the U.S. today, as workers demand higher wages. (Photo by Andrew Burton/Getty Images)
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Are You Really Sure You Want A $15.00 Minimum Wage?

So if there is a $15 minimum wage, how much more are you willing to pay to enjoy your favorite McDonald’s, Wendy’s, Taco Bell, or Subway delicacies?

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WOLFSBURG, GERMANY - MARCH 07: Employees walk below automated conveyors moving partially-assembled Volkswagen Touran and Tiguan cars at the Volkswagen factory on March 7, 2012 in Wolfsburg, Germany. In 2011 Volkswagen achieved record results, with profits of EUR 15.8 million and production of over 8 million cars worldwide. (Photo by Sean Gallup/Getty Images)
WOLFSBURG, GERMANY - MARCH 07: Employees walk below automated conveyors moving partially-assembled Volkswagen Touran and Tiguan cars at the Volkswagen factory on March 7, 2012 in Wolfsburg, Germany. In 2011 Volkswagen achieved record results, with profits of EUR 15.8 million and production of over 8 million cars worldwide. (Photo by Sean Gallup/Getty Images)
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If Automation Reduces Payroll, Why Aren’t Things Cheaper?

A single farmer can till and plant several times the acreage of a farmer 20 ago. But consider the cost of the equipment making that possible.

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WASHINGTON - NOVEMBER 19: (L-R) Acting U.S. Comptroller General Gene Dodaro of the Government Accountability Office; Earl Devaney, chairman of the Recovery Accountability and Transparency Board; Deputy Education Secretary Anthony Wilder Miller and Deputy Transportation Secretary John Porcari are sworn in before the House Oversight and Government Reform Committee November 19, 2009 in Washington, DC. The committee held a hearing on 'Tracking the Money: How Recovery Act Recipients Account for their Use of Stimulus Dollars. (Photo by Win McNamee/Getty Images)
WASHINGTON - NOVEMBER 19: (L-R) Acting U.S. Comptroller General Gene Dodaro of the Government Accountability Office; Earl Devaney, chairman of the Recovery Accountability and Transparency Board; Deputy Education Secretary Anthony Wilder Miller and Deputy Transportation Secretary John Porcari are sworn in before the House Oversight and Government Reform Committee November 19, 2009 in Washington, DC. The committee held a hearing on 'Tracking the Money: How Recovery Act Recipients Account for their Use of Stimulus Dollars. (Photo by Win McNamee/Getty Images)
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Transparency? Are You Kidding Me?

What exactly is transparency? In government and business terms it means you can only see through the parts we want you to see through.

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LOS ANGELES, CA - NOVEMBER 5: Former U.S. Secretary of Labor Robert Reich awaits his introduction to speak to Occupy Los Angeles protesters after the Move Your Money March through the downtown financial district during what is being called Bank Transfer Day, on November 5, 2011 in Los Angeles, California. Occupy movement members are calling for people to move their money from banks to credit unions today in support of the 99% movement. (Photo by David McNew/Getty Images)
LOS ANGELES, CA - NOVEMBER 5: Former U.S. Secretary of Labor Robert Reich awaits his introduction to speak to Occupy Los Angeles protesters after the Move Your Money March through the downtown financial district during what is being called Bank Transfer Day, on November 5, 2011 in Los Angeles, California. Occupy movement members are calling for people to move their money from banks to credit unions today in support of the 99% movement. (Photo by David McNew/Getty Images)
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Do You See A Pattern Here?

Robert Reich is fighting a so-called war he perceives that conservatives (I guess that would be Republicans) have on the middle class and poor.

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ALBANY, CA - MAY 15: Customers shop at a Target store May 15, 2006 in Albany, California. Target announced a 12 percent rise in profit in its quarterly earnings report, falling short of market expectations. Target stock closed at $50.02, down $2.19. (Photo by Justin Sullivan/Getty Images)
ALBANY, CA - MAY 15: Customers shop at a Target store May 15, 2006 in Albany, California. Target announced a 12 percent rise in profit in its quarterly earnings report, falling short of market expectations. Target stock closed at $50.02, down $2.19. (Photo by Justin Sullivan/Getty Images)
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Stop Living Paycheck to Paycheck

Money is nothing more than a tool. It can be used against you, or it can be used to better your life.

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mike-mccormick
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Mike McCormick With Cascade Financial And His Weekly Money Talk [AUDIO]

Mike stops by again this week to deliver financial advice.

Did you know it only takes 20 stocks to create a diversified portfolio?  Then how come many of the most popular mutual funds hold more than 150? These days as high fees get more in focus, it pays to make sure that you are invested in something that can efficiently deliver the results you desire

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BOWLING GREEN, OH - MAY 17: A Wal-Mart greeter waits to welcome new customers to the new 2,000 square foot Wal-Mart Supercenter store May 17, 2006 in Bowling Green, Ohio. The new store, one of three new supercenters opening today in Ohio, employs 340 people with 60 percent of those working full-time. (Photo by J.D. Pooley/Getty Images)
BOWLING GREEN, OH - MAY 17: A Wal-Mart greeter waits to welcome new customers to the new 2,000 square foot Wal-Mart Supercenter store May 17, 2006 in Bowling Green, Ohio. The new store, one of three new supercenters opening today in Ohio, employs 340 people with 60 percent of those working full-time. (Photo by J.D. Pooley/Getty Images)
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Is Poor Customer Service Your Fault?

When you receive poor service, and don’t make that fact known, you are indirectly contributing to the very level of service you are railing against.

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LONDON - JULY 27: A woman looks at a casino website on July 27, 2004 in London. Internet gambling websites should introduce age-verification checks to prevent children from betting online, NCH (a children's charity) urged on Tuesday. The call by NCH came after it found that a 16-year-old girl was able to register with 30 gambling sites after lying about her age. (Photo iillustration by Graeme Robertson/Getty Images).
LONDON - JULY 27: A woman looks at a casino website on July 27, 2004 in London. Internet gambling websites should introduce age-verification checks to prevent children from betting online, NCH (a children's charity) urged on Tuesday. The call by NCH came after it found that a 16-year-old girl was able to register with 30 gambling sites after lying about her age. (Photo iillustration by Graeme Robertson/Getty Images).
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IRS and Gambling

Billions of dollars change hands each year that are never reported to the IRS. In-house office pools, and bars, have wagering on almost every sporting event.

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NEW YORK, NY - MARCH 21: People stand in a line that stretched around the block to enter a job fair held at the Jewish Community Center (JCC), on March 21, 2012 in New York City. More than 600 people registered to attend the job fair and meet potential employers. New York City police stationed a patrol car outside the JCC during the event, citing the killing spree of 7 people around Toulouse, France, including 4 victims outside a Jewish school Monday. (Photo by John Moore/Getty Images)
NEW YORK, NY - MARCH 21: People stand in a line that stretched around the block to enter a job fair held at the Jewish Community Center (JCC), on March 21, 2012 in New York City. More than 600 people registered to attend the job fair and meet potential employers. New York City police stationed a patrol car outside the JCC during the event, citing the killing spree of 7 people around Toulouse, France, including 4 victims outside a Jewish school Monday. (Photo by John Moore/Getty Images)
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What’s Your Labor Worth?

Most people feel they have value. They have skills, expertise and education they feel entitles them to a shot at better opportunities.

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The Seattle Space Needle is viewed during dusk with Mt. Rainier in the background May 30, 2000 in Seattle, WA. (Photo by Dan Callister/Newsmakers) (Getty Images)
The Seattle Space Needle is viewed during dusk with Mt. Rainier in the background May 30, 2000 in Seattle, WA. (Photo by Dan Callister/Newsmakers) (Getty Images)
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Seattle Passes $15 Minimum Wage

For a 30 hour worker that would mean a yearly salary of $23,400 or $31,200 for a 40 hour worker. Nowhere near a “living wage” in a city like Seattle.

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